4893 SW Montclair Dr, Stuart, FL 34997 Property Records

Martin County property record for 4893 SW Montclair Dr, Stuart, FL 34997

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 3,552 sqft · built 2019
Lot Size	0.21 acres (9,191 sqft)
Owner	Individual Name on Record
Last Sale	$620,200 (Mar 2019)
Tax Bill	$7,436 (2024)
Deeds & Mortgages	Dec 2020 Mortgage Feb 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1104363`

Property Details

APN / Parcel Number

Primary APN	`1104363`
Alternative APN	`41-38-41-008-000-00660-0`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,552 sqft Living Area
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 2019
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Masonite/Cement Shake
Lot Area	9,191 sqft (0.21 acres)
Garage Type	Attached
Garage Area	704 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	359 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1104363
Street Address	4893 SW MONTCLAIR DR
City	STUART
State	FL
Zip	34997-4516
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 66 PH 1 BANYAN BAY PUD (PB 16 PG 75)
Legal Range	41E
Legal Township	38S
Legal Section	41
Legal Subdivision	BANYAN BAY
Legal Lot Number	66
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	2
Census Block	2005
Census Tract	1103

Owner

Source: Martin County records, as of December 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4893 SW MONTCLAIR DR, STUART, FL 34997-4516
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage BMO HARRIS BANK NA
Feb 15, 2022	Deed of Trust, Mortgage · Line of Credit MIDFLORIDA CU
Mar 11, 2019	Special Warranty Deed, Transfer · Conventional Mortgage NVR MORTGAGE FINANCE INC
Jul 5, 2018	Grant Deed, Transfer NVR SETTLEMENT SERVICES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 11, 2019 · Amount on Record
Deed Sale	Mar 11, 2019 · Amount on Record
Prior Sale	Jul 5, 2018 · Amount on Record
Deed Document Number	0030452196
Deed Book / Page	3045 / 2196
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	4893 SW MONTCLAIR DR, STUART, FL 34997-4516
Transaction Type	Mortgage
Record Updated	Jul 29, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4893 SW MONTCLAIR DR, STUART, FL 34997-4516

Mortgage

Document Number	0031861499
Date	Dec 31, 2020
Book Page	3186/1499
Instrument	2859275

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	4893 SW MONTCLAIR DR, STUART, FL 34997-4516
Transaction Type	Mortgage
Record Updated	Jul 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0032922461
Date	Feb 15, 2022
Book Page	3292/2461
Instrument	2942564

Lender

Name	MIDFLORIDA CU
Type	Credit Union
Address	LAKELAND, FL 33802

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Feb 25, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Mar 11, 2019
Property Address	4893 SW MONTCLAIR DR, STUART, FL 34997-4516
Document Number	0030452196
Book / Page	3045 / 2196
Map Reference	MB 16 PG 75
Instrument Date	Mar 7, 2019
Instrument	2742971
Transaction Type	Transfer
Record Updated	Jul 29, 2022
Title Company	NVR SETTLEMENT SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,341.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1450 CENTREPARK BLVD STE 340, 1450, WEST PALM BEACH, FL 33401-7443

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4893 SW MONTCLAIR DRIVE, STUART, FL 34997-4516
Investor	Possibly a Property Investor

Mortgage

Document Number	0002742972
Date	Mar 11, 2019
Instrument	2742972

Lender

Name	NVR MORTGAGE FINANCE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MARTIN FL
Recording Date	Jul 5, 2018
Property Address	4893 SW MONTCLAIR DR, STUART, FL 34997-4516
Document Number	0030021757
Book / Page	003002 / 001757
Instrument Date	Jun 28, 2018
Instrument	2703588
Transaction Type	Transfer
Record Updated	Jul 25, 2018
Title Company	NVR SETTLEMENT SERVICES INC

Transaction

Amount	Amount Recorded
Tax	$19,279.89
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1450 CENTREPARK BLVD #340 WEST PALM BEACH FL 334017443, 340, WEST PALM BEACH, FL 33401-7443
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Martin County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$480,009 (+5.99%)	$759,230 (+3.54%) Land $250,000 Building $509,230
2024	$7,436.00 (+1.86%)
2023	$7,300.00 (+3.5%) Additional exemption filed	$452,896 (+3%)	$733,280 (+6.17%) Land $235,000 Building $498,280
2022	$7,053.00 Homeowner's exemption	$439,705	$690,690 Land $242,950 Building $447,740

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 61 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	61 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 41% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

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