4874 SW Montclair Dr, Stuart, FL 34997 Property Records

Martin County property record for 4874 SW Montclair Dr, Stuart, FL 34997

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,008 sqft · built 2020
Lot Size	0.166 acres (7,231 sqft)
Owner	Individual Name on File
Last Sale	$505,000 (Nov 2020)
Tax Bill	$6,172 (2024)
Deeds & Mortgages	Nov 2020 Sale & Mortgage Jan 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1104370`

Property Details

APN / Parcel Number

Primary APN	`1104370`
Alternative APN	`41-38-41-008-000-00730-0`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,008 sqft Living Area
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 2020
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Masonite/Cement Shake
Lot Area	7,231 sqft (0.166 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1104370
Street Address	4874 SW MONTCLAIR DR
City	STUART
State	FL
Zip	34997-4516
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 73 PH 1 BANYAN BAY PUD (PB 16 PG 75)
Legal Range	41E
Legal Township	38S
Legal Section	41
Legal Subdivision	BANYAN BAY
Legal Lot Number	73
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	2
Census Block	2005
Census Tract	1103

Owner

Source: Martin County assessment roll, APN 1104370, as of July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	4874 SW MONTCLAIR DR, STUART, FL 34997-4516
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2020	Warranty Deed, Transfer · Conventional Mortgage GROUP ONE MORTGAGE INC
Jan 31, 2020	Grant Deed, Transfer NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC
Apr 22, 2019	Grant Deed, Transfer NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 19, 2020 · Amount on Record
Deed Sale	Nov 19, 2020 · Amount on Record
Prior Sale	Jan 31, 2020 · Amount on Record
Deed Document Number	0031741657
Deed Book / Page	3174 / 1657
Record Updated	Jun 08, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Nov 19, 2020
Property Address	4874 SW MONTCLAIR DR, STUART, FL 34997-4516
Document Number	0031741657
Book / Page	3174 / 1657
Map Reference	MB 16 PG 75
Instrument Date	Nov 14, 2020
Instrument	2850912
Transaction Type	Transfer
Record Updated	Apr 11, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,535.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4864 SW MONTCLAIR DR, 4864, STUART, FL 34997-4516

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4874 SW MONTCLAIR DR, STUART, FL 34997-4516

Mortgage

Document Number	0031741659
Date	Nov 19, 2020
Instrument	3174/1659

Lender

Name	GROUP ONE MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 01, 2035

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MARTIN FL
Recording Date	Jan 31, 2020
Property Address	4874 SW MONTCLAIR DR, STUART, FL 34997-4516
Document Number	0031081217
Book / Page	003108 / 001217
Instrument Date	Jan 30, 2020
Instrument	2797394
Transaction Type	Transfer
Record Updated	Feb 20, 2020
Title Company	NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC

Transaction

Amount	Amount Recorded
Tax	$3,340.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4864 SW MONTCLAIR DR STUART FL 349974516, STUART, FL 34997-4516

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MARTIN FL
Recording Date	Apr 22, 2019
Property Address	4874 SW MONTCLAIR DR, STUART, FL 34997-4516
Document Number	0030531970
Book / Page	003053 / 001970
Instrument Date	Apr 11, 2019
Instrument	2750053
Transaction Type	Transfer
Record Updated	May 23, 2019
Title Company	NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC

Transaction

Amount	Amount Recorded
Tax	$8,025.09
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1450 CENTREPARK BLVD #340 WEST PALM BEACH FL 334017443, 340, WEST PALM BEACH, FL 33401-7443
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Martin County assessment roll as of July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$434,317 (+14.82%)	$606,430 (+10.06%) Land $250,000 Building $356,430
2024	$6,172.00 (+1.97%)
2023	$6,053.00 (+3.56%) Additional exemption filed	$378,271 (+3%)	$551,020 (+4.44%) Land $235,000 Building $316,020
2022	$5,845.00 Homeowner's exemption	$367,254	$527,620 Land $242,950 Building $284,670

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Martin County (12085C), as of April 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120850011032, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 61 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	61 in force

Wildfire

Wildfire Risk	Moderate above 64% of the US · above 41% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 147 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system FL4431891, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	MARTIN CO UTILITIES serves 104,105 people
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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