4864 SW Montclair Dr, Stuart, FL 34997 Property Records

Martin County property record for 4864 SW Montclair Dr, Stuart, FL 34997 · Last verified January 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	4 Baths
Year Built	Built 2019
Square Footage	3,285 sqft Living Area
Lot Size	9,888 sqft (0.226 acres)
Occupancy	Owner Occupied
Last Sale	$595,000 (2021)
Tax Bill	$11,569.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`1104371`
Alternative APN	`41-38-41-008-000-00740-0`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Partial Baths	1 Partial Baths
Total Rooms	6 Rooms
Building Area	3,285 sqft Living Area
Stories	2 Stories
Interior Structure	Wallboard/Drywall Interior Structure
Elevator	Elevator

Exterior

Year Built	Built 2019
Exterior Material	Stucco Exterior
Construction Type	Concrete Blocks Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Masonite/ Cement Shake Roof
Lot Area	9,888 sqft (0.226 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	483 sqft Garage
Porch	1 Porch
Porch Area	247 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating

Location & Zoning

Account Number	1104371
Street Address	4864 SW MONTCLAIR DR
City	STUART
State	FL
Zip	34997-4516
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 74 PH 1 BANYAN BAY PUD (PB 16 PG 75)
Legal Range	41E
Legal Township	38S
Legal Section	41
Legal Subdivision	BANYAN BAY
Legal Lot Number	74
Jurisdiction	MARTIN FL
Minor Civil Division	PORT SALERNO-HOBE SOUND
Census Blockgroup	2
Census Block	2005
Census Tract	1103

Owner

Source: Martin County records · APN 1104371

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on File
Co-owner	Verified Secondary Owner
Mailing Address	4864 SW MONTCLAIR DR, STUART, FL 34997-4516
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Owner is a Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2023	Deed of Trust, Mortgage · Line of Credit FORTRESS BANK
Mar 11, 2021	Deed of Trust, Mortgage · Line of Credit FORTRESS BANK
Sep 27, 2019	Deed of Trust, Mortgage · Adjustable Rate Mortgage (ARM) TD BANK NA
Jan 20, 2021	Warranty Deed, Transfer · Conventional Mortgage FORTRESS BANK
Feb 22, 2019	Grant Deed, Transfer NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC
Jul 05, 2018	Grant Deed, Transfer NVR SETTLEMENT SERVICES INC

Assessor's Deed Record

Deed Names	3 Verified Names on Deed
Last Sale	Jan 20, 2021 · Amount on Record
Deed Sale	Jan 20, 2021 · Amount on Record
Prior Sale	Feb 22, 2019 · Amount on Record
Deed Doc Number	0031902471
Deed Book / Page	3190 / 2471
Record Refreshed	Jun 08, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	4864 SW MONTCLAIR DR, STUART, FL 34997-4516
Transaction Type	Mortgage
Record Updated	Aug 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 W BOSTON AVE, MONMOUTH, IL 61462-3900

Mortgage

Document Number	0033880088
Date	Jul 26, 2023
Book Page	3388/88
Instrument	3027999

Lender

Name	FORTRESS BANK
Type	Bank
Address	MONMOUTH, IL 61462

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jul 18, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	4864 SW MONTCLAIR DR, STUART, FL 34997-4516
Transaction Type	Mortgage
Record Updated	Apr 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0032051672
Date	Mar 11, 2021
Book Page	3205/1672
Instrument	2873988

Lender

Name	FORTRESS BANK
Type	Bank
Address	MONMOUTH, IL 61462

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	4864 SW MONTCLAIR DR, STUART, FL 34997-4516
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0030850960
Date	Sep 27, 2019
Book Page	3085/0960
Instrument	2777009

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Adjustable Rate Mortgage (ARM)
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Adjustable	Document includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change Date	Oct 01, 2026
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.37%
Index	1-Year LIBOR
Max Rate	8.37%

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Jan 20, 2021
Property Address	4864 SW MONTCLAIR DR, STUART, FL 34997-4516
Document Number	0031902471
Book / Page	3190 / 2471
Map Reference	MB 16 PG 75
Instrument Date	Jan 19, 2021
Instrument	2862802
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$4,165.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3521 SE COURT DR, 3521, STUART, FL 34997-6015

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4864 SW MONTCLAIR DR, STUART, FL 34997-4516

Mortgage

Document Number	0031902473
Date	Jan 20, 2021
Instrument	3190/2473

Lender

Name	FORTRESS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2051

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MARTIN FL
Recording Date	Feb 22, 2019
Property Address	4864 SW MONTCLAIR DR, STUART, FL 34997-4516
Document Number	0030422612
Book / Page	003042 / 002612
Instrument Date	Feb 15, 2019
Instrument	2740314
Transaction Type	Transfer
Record Updated	Mar 21, 2019
Title Company	NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC

Transaction

Amount	Amount Recorded
Tax	$3,679.20
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenant By Entirety
Address	4864 SW MONTCLAIR DR STUART FL 34997, STUART, FL 34997

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MARTIN FL
Recording Date	Jul 05, 2018
Property Address	4864 SW MONTCLAIR DR, STUART, FL 34997-4516
Document Number	0030021757
Book / Page	003002 / 001757
Instrument Date	Jun 28, 2018
Instrument	2703588
Transaction Type	Transfer
Record Updated	Jul 25, 2018
Title Company	NVR SETTLEMENT SERVICES INC

Transaction

Amount	Amount Recorded
Tax	$19,279.89
Amount Accuracy	Confirmed
Additional	Arms Length Transaction Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1450 CENTREPARK BLVD #340 WEST PALM BEACH FL 334017443, 340, WEST PALM BEACH, FL 33401-7443
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Martin County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$738,708 (+11.02%)	$767,660 (+12.13%) Land $250,000 Building $517,660
2024	$11,569.00 (+6.63%)
2023	$10,850.00 (+3.4%) Additional exemption filed	$665,390 (+3%)	$684,610 (+5.98%) Land $235,000 Building $449,610
2022	$10,493.00 Homeowner's exemption	$646,010 Land $242,950 Building $403,060	$646,010 Land $242,950 Building $403,060

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Martin County (12085C), updated April 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 65% of the US · above 41% of Florida
Wildfire Likelihood	About 1 in 794 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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