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4890 W Cottage Loop, Show Low, AZ 85901 Property Records

Navajo County property record for 4890 W Cottage Loop, Show Low, AZ 85901

Property Summary

Property TypeSingle Family Home
Details1,176 sqft · built 2005
Lot Size0.25 acres (10,890 sqft)
Owner2 Individual Names on File
Last Sale$153,000 (Dec 2015)
Tax Bill$2,000 (2025)
Deeds & MortgagesFeb 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN309-75-001

Property Details

APN / Parcel Number

Primary APN309-75-001
Alternative APN
  • 20975001

Interior

Stories1 Story
Building Area1,176 sqft Living Area
1st Floor Area1,176 sqft

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialWood Siding
Construction TypeWood
Roof MaterialMetal
Lot Area10,890 sqft (0.25 acres)
Deck AreaDeck Area
Patio Area348 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Street Address4890 W COTTAGE LOOP
CitySHOW LOW
StateAZ
Zip85901-3306
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMUNICIPAL
Legal DescriptionSECTIONS 14 & 15, T10N, R21E: THE COTTAGES AT BISON RIDGE: LOT 1, PER PLAT 23-41 & 42. OUT OF 209-30-001E & 209-32-002G FOR2005ROL L.
Legal Range21E
Legal Township10N
Legal Section14
Legal SubdivisionTHE COTTAGES AT BISON RIDGE
Legal Lot Number1
JurisdictionNAVAJO AZ
Township / Civil DivisionSNOWFLAKE
Census Block Group1
Census Block1115
Census Tract964801

Owner

4890 W Cottage Loop is owned by two individuals who acquired it in January 2020.

Source: Navajo County records, as of June 12, 2026

Owner of Record2 Individual Names on File
Mailing Address6281 N ORACLE RD, 36886, TUCSON, AZ 85740-2177
Owner TypeIndividual
VestingCommunity Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 1, 2015 · Amount on File
Deed SaleDec 1, 2015 · Amount on File
Prior SaleFeb 8, 2012 · Amount on File
Deed Document Number201516607
Last Transfer DateJan 28, 2020
Transfer Doc0000001727
Record UpdatedOct 29, 2026

February 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionNAVAJO AZ
Recording DateFeb 3, 2020
Property Address4890 W COTTAGE LOOP, SHOW LOW, AZ 85901-3306
Document Number0000001727
Map ReferenceMB 23 PG 41&42
Instrument DateJan 28, 2020
Instrument2020-01727
Transaction TypeTransfer
Record UpdatedAug 3, 2021
Title CompanyFIRST ARIZONA TITLE AGENCY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address6281 N ORACLE RD UNIT 36886, 36886, TUCSON, AZ 85740-2177

Mortgage

Document Number0000001728
DateFeb 3, 2020
Instrument2020-01728
Lender
NamePROVIDENT FUNDING ASSOCIATES LP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueFeb 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 4890 W Cottage Loop was $2,000.

Source: Navajo County assessment roll, as of June 12, 2026

Property Jurisdictions

TypeName
StateArizona
CountyNavajo County
MunicipalityShow Low City
Unified School DistrictShow Low Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2027$329,980 Land $32,533 Building $297,447
2025$2,000.00$33,176 Land $2,933 Building $30,243$331,759 Land $29,333 Building $302,426
2023$1,892.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4890 W Cottage Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4890 W Cottage Loop is high, ranking above 79% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 79% of the US · above 68% of Arizona
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SHOW LOW
serves 17,139 people · EPA ID AZ0409026
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureSanitary survey deficiency not corrected
Nov 2021
Monitoring and Reporting9
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sparklight
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20
Smith Bagley
Fixed Wireless		100 / 100

May also be available: Choice Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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