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4850 W Cottage Loop, Show Low, AZ 85901 Property Records

Navajo County property record for 4850 W Cottage Loop, Show Low, AZ 85901

Property Summary

Property TypeSingle Family Home
Details972 sqft · built 2006
Lot Size0.1 acres (4,356 sqft)
Owner2 Individual Names on Record
Last Sale$190,075 (Feb 2006)
Tax Bill$1,723 (2025)
Deeds & MortgagesMay 2021 Mortgage
Jun 2017 Transfer
Flood ZoneZone X (minimal risk)
APN309-75-005

Property Details

APN / Parcel Number

Primary APN309-75-005
Alternative APN
  • 20975005

Interior

Stories1 Story
Building Area972 sqft Living Area
1st Floor Area972 sqft

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialWood Siding
Construction TypeWood
Roof MaterialMetal
Lot Area4,356 sqft (0.1 acres)
Deck AreaDeck Area
Patio Area380 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Street Address4850 W COTTAGE LOOP
CitySHOW LOW
StateAZ
Zip85901-3306
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMUNICIPAL
Legal DescriptionSECTIONS 14 & 15, T10N, R21E: THE COTTAGES AT BISON RIDGE: LOT 5,PER PLAT 23-41 & 42. OUT OF 209-30-001E & 209-32-002G FOR2005ROLL. LOT LINE SHIFT PER SUR VEY50-25 & 05-24672 FOR06
Legal Range21E
Legal Township10N
Legal Section14
Legal SubdivisionTHE COTTAGES AT BISON RIDGE
Legal Lot Number5
JurisdictionNAVAJO AZ
Township / Civil DivisionSNOWFLAKE
Census Block Group1
Census Block1115
Census Tract964801

Owner

Source: Navajo County records, as of July 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address4542 W ERIE ST, CHANDLER, AZ 85226-2994
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 24, 2021Deed of Trust, Mortgage · Conventional Mortgage
CMG MORTGAGE INC
Jun 1, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 16, 2006 · Amount on Record
Deed SaleFeb 16, 2006 · Amount on Record
Deed Document Number20064990
Last Transfer DateMar 30, 2017
Transfer Doc0000007853
Record UpdatedOct 29, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNAVAJO AZ
Property Address4850 W COTTAGE LOOP, SHOW LOW, AZ 85901-3306
Transaction TypeMortgage
Record UpdatedAug 3, 2021
Title CompanyPEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000011456
DateMay 24, 2021
Instrument2021-11456
Lender
NameCMG MORTGAGE INC
TypeMortgage Company
AddressSAN RAMON, CA 94583
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2051

June 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionNAVAJO AZ
Recording DateJun 1, 2017
Property Address4850 W COTTAGE LOOP, SHOW LOW, AZ 85901-3306
Document Number0000007853
Instrument DateMay 30, 2017
Instrument7853
Transaction TypeTransfer
Record UpdatedJun 13, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address4542 W ERIE ST CHANDLER AZ 852262994, CHANDLER, AZ 85226-2994

Tax Assessment & Valuation

Source: Navajo County assessment roll, as of June 12, 2026

Property Jurisdictions

TypeName
StateArizona
CountyNavajo County
MunicipalityShow Low City
Unified School DistrictShow Low Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2027$267,735 (-0.13%) Land $32,533 Building $235,202
2025$1,723.00 (+5.71%)$26,809 Land $2,933 Building $23,876$268,090 Land $29,333 Building $238,757
2023$1,630.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 79% of the US · above 68% of Arizona
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SHOW LOW
serves 17,139 people · EPA ID AZ0409026
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureSanitary survey deficiency not corrected
Nov 2021
Monitoring and Reporting9
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sparklight
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20
Smith Bagley
Fixed Wireless		100 / 100

May also be available: Choice Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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