4851 W Cottage Loop, Show Low, AZ 85901 Property Records

Navajo County property record for 4851 W Cottage Loop, Show Low, AZ 85901

Property Summary

Property Type	Single Family Home
Details	840 sqft · built 2005
Lot Size	0.14 acres (6,098 sqft)
Owner	Company Name on File
Last Sale	$335,000 (Nov 2022)
Tax Bill	$1,588 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`309-75-045`

Property Details

APN / Parcel Number

Primary APN	`309-75-045`
Alternative APN	`20975045`

Interior

Stories	1 Story
Building Area	840 sqft Living Area
1st Floor Area	840 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Metal
Lot Area	6,098 sqft (0.14 acres)
Deck Area	Deck Area
Patio Area	191 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	4851 W COTTAGE LOOP
City	SHOW LOW
State	AZ
Zip	85901-3339
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNICIPAL
Legal Description	SECTIONS 14 & 15, T10N, R21E: THE COTTAGES AT BISON RIDGE: LOT 45, PER PLAT 23-41 & 42. OUT OF 209-30-001E & 209-32-002G FOR2005ROLL.
Legal Range	21E
Legal Township	10N
Legal Section	14
Legal Subdivision	THE COTTAGES AT BISON RIDGE
Legal Lot Number	45
Jurisdiction	NAVAJO AZ
Township / Civil Division	SNOWFLAKE
Census Block Group	1
Census Block	1116
Census Tract	964801

Owner

4851 W Cottage Loop is owned by a company that bought it in November 2022.

Source: Navajo County records, as of October 21, 2026

Owner of Record	Company Name on File
Mailing Address	1525 S HIGLEY RD, 104A, GILBERT, AZ 85296-5045
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 30, 2022 · Amount on File
Deed Sale	Nov 30, 2022 · Amount on File
Prior Sale	Oct 2, 2014 · Amount on File
Deed Document Number	202222073
Prior Transfer Date	Sep 25, 2008
Prior Transfer Doc	0000020376
Record Updated	Oct 29, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAVAJO AZ
Recording Date	Nov 30, 2022
Property Address	4851 W COTTAGE LOOP, SHOW LOW, AZ 85901-3339
Document Number	0000022073
Map Reference	MB 23 PG 41&42
Instrument Date	Nov 18, 2022
Instrument	2022-22073
Transaction Type	Transfer
Record Updated	Dec 9, 2022
Title Company	PEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	17936 N LINKLETTER LN, 17936, SUN CITY, AZ 85374-1910

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10463 E CALLE DEL ESTE, TUCSON, AZ 85748-6842

Mortgage

Document Number	0000022074
Date	Nov 30, 2022
Instrument	2022-22074

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 4851 W Cottage Loop was $1,588, up 4.1% from the year before.

Source: Navajo County assessment roll, as of June 12, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Navajo County
Municipality	Show Low City
Unified School District	Show Low Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027			$243,944 (-1.82%) Land $32,533 Building $211,411
2026			$248,478 (+1.81%) Land $29,333 Building $219,145
2025	$1,588.00 (+4.06%)	$24,405 Land $2,933 Building $21,472	$244,049 Land $29,333 Building $214,716
2024	$1,526.00 (+1.53%)
2023	$1,503.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4851 W Cottage Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4851 W Cottage Loop is high, ranking above 79% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 79% of the US · above 68% of Arizona
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SHOW LOW serves 17,139 people · EPA ID AZ0409026
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Nov 2021
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Smith Bagley Fixed Wireless	100 / 100

May also be available: Choice Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on W Cottage Loop

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