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489 West St, Upland, CA 91786 Property Records

San Bernardino County property record for 489 West St, Upland, CA 91786 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 3 ba · 2,066 sqft · built 2020
Lot Size0.227 acres (9,900 sqft)
Owner2 Individual Names on File
Last Sale$329,000 (Jun 2015)
Tax Bill$7,083 (2025)
Deeds & MortgagesOct 2025 Mortgage
Apr 2024 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN1045-523-01-0000

Property Details

APN / Parcel Number

Primary APN1045-523-01-0000

Interior

Bedrooms2 Beds
Full Baths3 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area2,066 sqft Living Area
1st Floor Area1,824 sqft
2nd Floor Area242 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Architectural StyleModern
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area9,900 sqft (0.227 acres)
Lot Dimensions180 ft deep x 55 ft wide
Garage TypeDetached
Garage Area939 sqft
Parking Spaces4 Parking Spaces
PorchPatio/Porch
Porch Area175 sqft
Patio Area175 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address489 WEST ST
CityUPLAND
StateCA
Zip91786-3211
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionONTAR1O COLONY LANDS W 55 FT E 85 FT N 187.8 FT LOT 517
Legal SubdivisionONTARIO COLONY LANDS
Legal Block2
Legal Lot Number517
JurisdictionSAN BERNARDINO CA
Township / Civil DivisionONTARIO
Census Block Group2
Census Block2007
Census Tract808

Owner

Source: San Bernardino County records · APN 1045-523-01-0000

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address489 WEST ST, UPLAND, CA 91786-3211
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Oct 30, 2025Deed of Trust, Mortgage · Conventional Mortgage
PENNYMAC LOAN SERVICES LLC
Apr 16, 2024Deed of Trust, Mortgage · Conventional Mortgage
ANCHOR FUNDING INC
Jul 21, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
STEARNS LENDING LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 08, 2015 · Amount on Record
Deed SaleJun 08, 2015 · Amount on Record
Prior SaleJan 17, 2014 · Amount on Record
Deed Document Number2015236502
Last Transfer DateJul 06, 2020
Transfer Doc0000246590
Record UpdatedSep 20, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN BERNARDINO CA
Property Address489 WEST ST, UPLAND, CA 91786-3211
Transaction TypeMortgage
Record UpdatedNov 20, 2025
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address489 WEST ST, UPLAND, CA 91786-3211

Mortgage

Document Number0000264691
DateOct 30, 2025
Instrument2025-0264691
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2055

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN BERNARDINO CA
Property Address489 WEST ST, UPLAND, CA 91786-3211
Transaction TypeMortgage
Record UpdatedMay 01, 2024
Title CompanyWESTERN RESOURCES TITLE, WESTERN RESOURCES TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address489 WEST ST, UPLAND, CA 91786-3211

Mortgage

Document Number0000088639
DateApr 16, 2024
Instrument2024-0088639
Lender
NameANCHOR FUNDING INC
TypeMortgage Company
AddressSAN DIEGO, CA 92122
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2054

July 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN BERNARDINO CA
Recording DateJul 21, 2020
Property Address489 WEST ST, UPLAND, CA 91786-3211
Document Number0000246590
Map ReferenceMB 11 PG 5
Instrument DateJul 06, 2020
Instrument2020-0246590
Transaction TypeTransfer
Record UpdatedAug 31, 2021
Title CompanyWESTERN RESOURCES TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address489 WEST ST, UPLAND, CA 91786-3211

Mortgage

Document Number0000246591
DateJul 21, 2020
Instrument2020-0246591
Lender
NameSTEARNS LENDING LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2050

Tax Assessment & Valuation

Source: San Bernardino County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Bernardino County
MunicipalityUpland City
Unified School DistrictUpland Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$653,697 (+2%) Land $140,977 Building $512,720
2025$7,083.00 (+4.84%)$640,880 (+4.04%) Land $138,213 Building $502,667
2023$6,756.00 (+7.37%)$615,994 Land $132,846 Building $483,148
2022$6,292.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Bernardino County (06071C), updated October 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060710008082, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 506 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
FrontierFiber7,000 / 7,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: California Internet, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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