456 West St, Upland, CA 91786 Property Records

San Bernardino County property record for 456 West St, Upland, CA 91786

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,875 sqft · built 1923
Lot Size	0.227 acres (9,900 sqft)
Owner	2 Individual Names on Record
Last Sale	$315,000 (Dec 2006)
Tax Bill	$6,116 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1045-524-10-0000`

Property Details

APN / Parcel Number

Primary APN	`1045-524-10-0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,875 sqft Living Area
1st Floor Area	1,875 sqft
Family Room	Family Room

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1923
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Built-Up Asphalt
Lot Area	9,900 sqft (0.227 acres)
Lot Dimensions	180 ft deep x 55 ft wide
Garage Type	Detached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	424 sqft
Patio Area	28 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	456 WEST ST
City	UPLAND
State	CA
Zip	91786-3210
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ONTAR1O COLONY LANDS W 55 FT E 195 FT N 180 FT S 380 FT LOT 517
Legal Subdivision	MAP OF ONTARIO
Legal Block	2
Legal Lot Number	517
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	2
Census Block	2007
Census Tract	808

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	456 WEST ST, UPLAND, CA 91786-3210
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2025	Deed of Trust, Mortgage · Line of Credit E CENTRAL CU
Mar 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage MEGA CAPITAL FUNDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 28, 2006 · Amount on Record
Deed Sale	Dec 28, 2006 · Amount on Record
Prior Sale	Aug 30, 2005 · Amount on Record
Deed Document Number	2006889726
Last Transfer Date	Jul 22, 2014
Transfer Doc	0000273188
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	456 WEST ST, UPLAND, CA 91786-3210
Transaction Type	Mortgage
Record Updated	Nov 26, 2025
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	456 WEST ST, UPLAND, CA 91786-3210

Mortgage

Document Number	0000273526
Date	Nov 6, 2025
Instrument	2025-0273526

Lender

Name	E CENTRAL CU
Type	Credit Union
Address	PASADENA, CA 91105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Nov 5, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	456 WEST ST, UPLAND, CA 91786-3210
Transaction Type	Mortgage
Record Updated	Mar 17, 2021
Title Company	PROVIDENT TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	456 WEST ST, UPLAND, CA 91786-3210

Mortgage

Document Number	0000104214
Date	Mar 5, 2021
Instrument	2021-0104214

Lender

Name	MEGA CAPITAL FUNDING INC
Type	Mortgage Company
Address	CALABASAS, CA 91302

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Upland City
Unified School District	Upland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$568,929 (+2%) Land $150,667 Building $418,262
2025	$6,116.00 (+4.89%) Homeowner's exemption	$557,774 (+4.04%) Land $147,713 Building $410,061
2023	$5,831.00 (+2.23%) Homeowner's exemption	$536,115 Land $141,977 Building $394,138
2022	$5,704.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF UPLAND serves 78,376 people · EPA ID CA3610050
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 506 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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