San Bernardino County property record for 522 West St, Upland, CA 91786 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 844 sqft · built 1924 |
| Lot Size | 0.227 acres (9,900 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $308,000 (Sep 2017) |
| Tax Bill | $3,891 (2025) |
| Deeds & Mortgages | May 2026 Construction Loan Jan 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1045-522-02-0000 |
| Primary APN | 1045-522-02-0000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 844 sqft Living Area |
| 1st Floor Area | 844 sqft |
| Family Room | Family Room |
| Year Built | Built 1924 |
|---|---|
| Effective Year Built | Effective 1924 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Material | Wood Shingle |
| Lot Area | 9,900 sqft (0.227 acres) |
| Lot Dimensions | 180 ft deep x 55 ft wide |
| Garage Type | Detached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio/Porch |
| Porch Area | 382 sqft |
| Patio Area | 382 sqft |
| Cooling System | None |
|---|---|
| Heating System | Floor/Wall Furnace |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 522 WEST ST |
|---|---|
| City | UPLAND |
| State | CA |
| Zip | 91786-3326 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ONTAR1O COLONY LANDS E 55 FT W 140 FT N 180 FT S 380 FT LOT 518 |
| Legal Subdivision | ONTARIO COLONY LANDS |
| Legal Block | 2 |
| Legal Lot Number | 518 |
| Jurisdiction | SAN BERNARDINO CA |
| Township / Civil Division | ONTARIO |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 808 |
Source: San Bernardino County records · APN 1045-522-02-0000
Assessment roll updated July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 522 WEST ST, UPLAND, CA 91786-3326 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| May 29, 2026 | Deed of Trust, Mortgage · Construction Mortgage PENNYMAC LOAN SERVICES LLC |
| Jan 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Sep 18, 2019 | Intrafamily Transfer, Transfer · Conventional Mortgage BURBANK CITY MORTGAGE SERVICES |
| Sep 27, 2017 | Grant Deed, Transfer · Conventional Mortgage SUPREME LENDING |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 27, 2017 · Amount on Record |
| Deed Sale | Sep 27, 2017 · Amount on Record |
| Deed Document Number | 2017400214 |
| Last Transfer Date | Sep 12, 2019 |
| Transfer Doc | 0000334071 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | May 29, 2026 |
| Property Address | 522 WEST ST, UPLAND, CA 91786-3326 |
| Document Number | 0000136644 |
| Instrument Date | May 13, 2026 |
| Instrument | 2026136644 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 522 WEST ST, UPLAND, CA 91786-3326 |
| Document Number | 0000136644, |
|---|---|
| Date | May 29, 2026 |
| Instrument | 2026136644 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 01, 2046 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 522 WEST ST, UPLAND, CA 91786-3326 |
| Transaction Type | Mortgage |
| Record Updated | Feb 09, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 522 WEST ST, UPLAND, CA 91786-3326 |
| Document Number | 0000039546 |
|---|---|
| Date | Jan 27, 2021 |
| Instrument | 2021-0039546 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | Sep 18, 2019 |
| Property Address | 522 WEST ST, UPLAND, CA 91786-3326 |
| Document Number | 0000334071 |
| Map Reference | MB 11 PG 6 |
| Instrument Date | Sep 12, 2019 |
| Instrument | 2019-0334071 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | CHICAGO TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 522 WEST ST, UPLAND, CA 91786-3326 |
| Document Number | 0000334072 |
|---|---|
| Date | Sep 18, 2019 |
| Instrument | 2019-0334072 |
| Name | BURBANK CITY MORTGAGE SERVICES |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 337 Months |
| Due | Oct 01, 2047 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | Sep 27, 2017 |
| Property Address | 522 WEST ST, UPLAND, CA 91786-3326 |
| Document Number | 0000400214 |
| Map Reference | MB11 PG6 |
| Instrument Date | Jul 26, 2017 |
| Instrument | 2017-0400214 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | STEWART TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 522 WEST ST, UPLAND, CA 91786-3326 |
| Document Number | 0000400215 |
|---|---|
| Date | Sep 27, 2017 |
| Instrument | 2017-0400215 |
| Name | SUPREME LENDING |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2047 |
Source: San Bernardino County records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Bernardino County |
| Municipality | Upland City |
| Unified School District | Upland Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $357,462 (+2%) Land $125,344 Building $232,118 | |
| 2025 | $3,891.00 (+4.94%) Homeowner's exemption | $350,453 (+4.04%) Land $122,886 Building $227,567 |
| 2023 | $3,708.00 (+2.26%) Homeowner's exemption | $336,844 Land $118,114 Building $218,730 |
| 2022 | $3,626.00 |
Source: FEMA National Flood Hazard Layer, San Bernardino County (06071C), updated October 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060710008082, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 1 individual NFIP policies nearby |
| Nearby Flood Policies | 1 in force 1 of 1 on primary residences |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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