489 W Shore Dr, Cairo, MO 65239 Property Records

Randolph County property record for 489 W Shore Dr, Cairo, MO 65239

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 644 sqft · built 1968
Lot Size	0.07 acres (3,049 sqft)
Owner	2 Individuals on Record
Last Sale	$42,500 (Jul 2013)
Tax Bill	$720 (2025)
Deeds & Mortgages	Dec 2021 Refinance Apr 2021 Transfer
Flood Zone	Zone A (high risk)
APN	`02-4.0-17.0-0.0-000-011.000`

Property Details

APN / Parcel Number

Primary APN	`02-4.0-17.0-0.0-000-011.000`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	644 sqft Living Area

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Shingle
Lot Area	3,049 sqft (0.07 acres)
Lot Dimensions	102 ft deep x 65 ft wide
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Wall Unit

Location & Zoning

Street Address	489 W SHORE DR
City	CAIRO
State	MO
Zip	65239
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NEW HILLS ADD...HOLIDAY ACRES LAKE: LOT 5, BLOCK 8
Legal Range	14W
Legal Township	55N
Legal Section	17
Legal Subdivision	NEW HILLS ADD
Legal Block	8
Legal Lot Number	5
Jurisdiction	RANDOLPH MO
Township / Civil Division	CAIRO
Census Block Group	1
Census Block	1084
Census Tract	490100

Owner

Source: Randolph County assessment roll, as of September 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	1272 COUNTY ROAD 1205, HUNTSVILLE, MO 65259-2429
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance REGIONAL MISSOURI BANK
Apr 5, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2013 · Amount on Record
Deed Sale	Jul 1, 2013 · Amount on Record
Deed Document Number	20132071
Deed Book / Page	797 / 840
Last Transfer Date	Dec 3, 2025
Transfer Doc	0000004456
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANDOLPH MO
Property Address	489 W SHORE DR, CAIRO, MO 65239
Transaction Type	Mortgage
Record Updated	Jan 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000933/79
Date	Dec 9, 2021
Book Page	933/79
Instrument	20214797

Lender

Name	REGIONAL MISSOURI BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	253 Months
Due	Jan 1, 2043

April 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RANDOLPH MO
Recording Date	Apr 5, 2021
Property Address	489 W SHORE DR, CAIRO, MO 65239
Document Number	00927/2691
Book / Page	927 / 2691
Instrument Date	Apr 2, 2021
Instrument	20211241
Transaction Type	Transfer
Record Updated	Dec 28, 2021

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	489 W SHORE DR, CAIRO, MO 65239

Tax Assessment & Valuation

Source: Randolph County assessment roll, as of September 23, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Randolph County
Unified School District	Northeast Randolph County R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$720.00 (+22.45%)	$12,220 (+22.81%) Land $3,270 Building $8,950	$64,310 (+22.78%) Land $17,210 Building $47,100
2024	$588.00 (+27.27%)
2023		$9,950 Land $2,849 Building $7,101	$52,380 Land $15,000 Building $37,380
2019	$462.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MACON CO PWSD 1 serves 12,865 people · EPA ID MO2024363
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2024
Lead	7 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Chariton Valley Communication Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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