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491 W Shore Dr, Cairo, MO 65239 Property Records

Randolph County property record for 491 W Shore Dr, Cairo, MO 65239

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,223 sqft · built 1978
Lot Size0.15 acres (6,534 sqft)
Owner2 Individual Names on Record
Last Sale$220,000 (Jun 2020)
Tax Bill$1,816 (2025)
Deeds & MortgagesJun 2020 Mortgage
Jun 2020 Refinance
Flood ZoneZone X (minimal risk)
APN02-4.0-17.0-0.0-000-010.000

Property Details

APN / Parcel Number

Primary APN02-4.0-17.0-0.0-000-010.000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,223 sqft Living Area

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Architectural StyleRanch
Exterior MaterialOther
Construction TypeWood
Foundation TypeBlock
Roof TypeGable
Roof MaterialShingle
Lot Area6,534 sqft (0.15 acres)
Lot Dimensions102 ft deep x 68 ft wide
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemBaseboard

Location & Zoning

Street Address491 W SHORE DR
CityCAIRO
StateMO
Zip65239-2010
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionNEW HILLS ADD...HOLIDAY ACRES LAKE: LOT 6, BLOCK 8
Legal Range14W
Legal Township55N
Legal Section17
Legal SubdivisionNEW HILLS ADD
Legal Block8
Legal Lot Number6
JurisdictionRANDOLPH MO
Township / Civil DivisionCAIRO
Census Block Group1
Census Block1084
Census Tract490100

Owner

Source: Randolph County records, as of October 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address12277 S CREST DR, OLATHE, KS 66061-9732
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 29, 2020Deed of Trust, Mortgage · Stand-Alone First Mortgage
DEERE EMPLOYEES CREDIT UNION
Jun 29, 2020Warranty Deed, Transfer · Stand-Alone Refinance
DEERE EMPLOYEES CREDIT UNION

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 29, 2020 · Amount on Record
Deed SaleJun 29, 2020 · Amount on Record
Deed Document Number20201856
Deed Book / Page922 / 42
Record UpdatedOct 29, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRANDOLPH MO
Property Address491 W SHORE DR, CAIRO, MO 65239-2010
Transaction TypeMortgage
Record UpdatedSep 28, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000922/44
DateJun 29, 2020
Book Page922/44
Instrument20201857
Lender
NameDEERE EMPLOYEES CREDIT UNION
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2050

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRANDOLPH MO
Recording DateJun 29, 2020
Property Address491 W SHORE DR, CAIRO, MO 65239-2010
Document Number922/42
Book / Page922 / 42
Instrument DateJun 24, 2020
Instrument20201856
Transaction TypeTransfer
Record UpdatedSep 28, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address12277 S CREST DR, OLATHE, KS 66061-9732

Mortgage

Document Number922/44
DateJun 29, 2020
Book Page922/44
Instrument20201857
Lender
NameDEERE EMPLOYEES CREDIT UNION
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueJul 1, 2050

Tax Assessment & Valuation

Source: Randolph County assessment roll, as of October 8, 2026

Property Jurisdictions

TypeName
StateMissouri
CountyRandolph County
Unified School DistrictNortheast Randolph County R-IV School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$30,820 (-) Land $3,270 Building $27,550$162,200 (-) Land $17,210 Building $144,990
2025$1,816.00 (+8.74%)$30,820 (+7.24%) Land $3,270 Building $27,550$162,200 (+7.25%) Land $17,210 Building $144,990
2023$28,740 Land $2,850 Building $25,890$151,240 Land $15,000 Building $136,240
2019$1,670.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2013)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 43% of the US · above 47% of Missouri
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMACON CO PWSD 1
serves 12,865 people · EPA ID MO2024363
Water SourcePurchased surface water from several systems
Last State InspectionApr 2024
Lead7 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Chariton Valley Communication
Fiber		1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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