479 W Shore Dr, Cairo, MO 65239 Property Records

Randolph County property record for 479 W Shore Dr, Cairo, MO 65239

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 960 sqft · built 1978
Lot Size	0.11 acres (4,792 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,122 (2025)
Deeds & Mortgages	Jul 2021 Refinance Sep 2023 Sale + 1 more
Flood Zone	Zone A (high risk)
APN	`02-4.0-17.0-0.0-000-017.000`

Property Details

APN / Parcel Number

Primary APN	`02-4.0-17.0-0.0-000-017.000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	960 sqft Living Area

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Shingle
Lot Area	4,792 sqft (0.11 acres)
Lot Dimensions	100 ft deep x 70 ft wide
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Baseboard

Location & Zoning

Street Address	479 W SHORE DR
City	CAIRO
State	MO
Zip	65239-2010
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NEW HILLS ADD...HOLIDAY ACRES LAKE: PART OF LOTS 5 & 6, BLK 7 DESC AS: BEGIN AT NW COR OF SAID LOT 6. TH SWLY 4' ALONG N LINE
Legal Range	14W
Legal Township	55N
Legal Section	17
Legal Subdivision	NEW HILLS ADD
Legal Block	7
Legal Lot Number	6
Jurisdiction	RANDOLPH MO
Township / Civil Division	CAIRO
Census Block Group	1
Census Block	1084
Census Tract	490100

Owner

479 W Shore Dr is owned by two individuals who acquired it in June 2023.

Source: Randolph County records, as of October 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3705 GODFREY DR, COLUMBIA, MO 65203-5601
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Sep 1, 2023	Warranty Deed, Transfer
May 15, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2023
Deed Sale	Jun 16, 2023
Prior Sale	Jul 16, 2021 · Amount on File
Deed Document Number	20231797
Deed Book / Page	942 / 2722
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANDOLPH MO
Property Address	479 W SHORE DR, CAIRO, MO 65239-2010
Transaction Type	Mortgage
Record Updated	Jan 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00929/3032
Date	Jul 16, 2021
Book Page	929/3032
Instrument	20212683

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RANDOLPH MO
Recording Date	Sep 1, 2023
Property Address	479 W SHORE DR, CAIRO, MO 65239-2010
Document Number	000944/313
Book / Page	944 / 313
Instrument Date	Aug 31, 2023
Instrument	20232694
Transaction Type	Transfer
Record Updated	Jan 13, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3705 GODFREY DR, COLUMBIA, MO 65203-5601

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RANDOLPH MO
Recording Date	May 15, 2017
Property Address	479 W SHORE DR, CAIRO, MO 65239-2010
Document Number	00872/0621
Book / Page	0872 / 0621
Instrument Date	May 12, 2017
Instrument	20171491
Transaction Type	Transfer
Record Updated	Jan 13, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust

Tax Assessment & Valuation

The 2025 property tax bill for 479 W Shore Dr was $1,122.

Source: Randolph County assessment roll, as of October 8, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Randolph County
Unified School District	Northeast Randolph County R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$19,040 (-) Land $2,949 Building $16,091	$100,190 (-) Land $15,520 Building $84,670
2025	$1,122.00	$19,040 Land $2,949 Building $16,091	$100,190 Land $15,520 Building $84,670
2023		$17,680 Land $2,565 Building $15,115	$93,050 Land $13,500 Building $79,550
2019	$1,002.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 479 W Shore Dr in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 30, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 479 W Shore Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MACON CO PWSD 1 serves 12,865 people · EPA ID MO2024363
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2024
Lead	7 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Chariton Valley Communication Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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