489 S Ocean Ave, Cayucos, CA 93430 Property Records

San Luis Obispo County property record for 489 S Ocean Ave, Cayucos, CA 93430

Property Summary

Property Type	Laundromat
Details	1 ba · 1,100 sqft · built 1959
Lot Size	0.09 acres (3,920 sqft)
Owner	Individual Name on Record
Last Sale	$450,000 (Oct 2020)
Tax Bill	$5,383 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage Aug 2018 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`064-134-004`

Property Details

APN / Parcel Number

Primary APN	`064-134-004`

Interior

Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,100 sqft Gross Area
1st Floor Area	1,100 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Construction Type	Steel Frame
Fire Resistance	Wood or Wood & Steel Frame
Lot Area	3,920 sqft (0.09 acres)

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Street Address	489 S OCEAN AVE
City	CAYUCOS
State	CA
Zip	93430
Property Category	Commercial
Property Type	Commercial > Retail > Laundromat
Local Zoning Code	OP
Legal Description	MORRO RK VW 4 BL 11 LTS 8 & 9
Legal Subdivision	MORRO ROCK VIEW 04
Legal Block	11
Legal Lot Number	8,9
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	3
Census Block	3031
Census Tract	10504

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	9035 VIA TORTUGA, ATASCADERO, CA 93422-5053
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2020	Grant Deed, Transfer · Conventional Mortgage ASHISH & RITA RANAT
Aug 6, 2018	Trustee's Deed, Foreclosure OTHER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 8, 2020 · Amount on Record
Deed Sale	Oct 8, 2020 · Amount on Record
Prior Sale	Aug 6, 2018 · Amount on Record
Deed Document Number	202056316
Prior Transfer Date	Aug 3, 2018
Prior Transfer Doc	0000032418
Record Updated	Oct 29, 2026

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Oct 8, 2020
Property Address	489 S OCEAN AVE, CAYUCOS, CA 93430
Document Number	0000056316
Instrument Date	Sep 2, 2020
Instrument	56316
Transaction Type	Transfer
Record Updated	Oct 19, 2020
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$495.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	722 SKYLINE BLVD AVENAL CA 932041815, AVENAL, CA 93204-1815

Mortgage

Document Number	56317
Date	Oct 8, 2020
Instrument	56317

Lender

Name	ASHISH & RITA RANAT
Address	2630 MAIN ST, MORRO BAY, CA 93442-1554
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

August 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Aug 6, 2018
Property Address	489 S OCEAN AVE, CAYUCOS, CA 93430
Document Number	0000032418
Instrument Date	Aug 3, 2018
Instrument	32418
Transaction Type	Foreclosure
Record Updated	Aug 16, 2018
Title Company	OTHER

Transaction

Amount	Amount Recorded
Tax	$445.77
Amount Accuracy	Confirmed
Additional	Foreclosure Auction Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2630 MAIN ST MORRO BAY CA 934421554, MORRO BAY, CA 93442-1554

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Elementary School District	Cayucos Elementary School District (KG - 08)
Secondary School District	Coast Unified School District (9-12) (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$529,833 (+8.77%) Land $386,427 Building $143,406
2025	$5,383.00 (+2.16%)	$487,092 (+4.04%) Land $378,850 Building $108,242
2023	$5,269.00 (+1.82%)	$468,180 Land $364,140 Building $104,040
2022	$5,175.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	7 (1993–2016)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Dec 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 44% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MORRO ROCK MUTUAL WATER CO private · serves 2,181 people · EPA ID CA4010015
Water Source	Purchased surface water from SLO CSA NO. 10 - CAYUCOS WTP
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 540 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Nearby Properties on S Ocean Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures