San Luis Obispo County property record for 425 S Ocean Ave, Cayucos, CA 93430
| Property Type | Commercial Office |
|---|---|
| Lot Size | 0.046 acres (2,000 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $275,000 (Oct 2000) |
| Tax Bill | $4,562 (2025) |
| Deeds & Mortgages | Sep 2025 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 064-134-023 |
| Primary APN | 064-134-023 |
|---|
| Lot Area | 2,000 sqft (0.046 acres) |
|---|
| Sewer | Connected |
|---|
| Street Address | 425 S OCEAN AVE |
|---|---|
| City | CAYUCOS |
| State | CA |
| Zip | 93430-1233 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Commercial Office |
| Local Zoning Code | OP |
| Legal Description | MORRO ROCK VW 4 BL 11 LT 3 |
| Legal Subdivision | MORRO ROCK VIEW 04 |
| Legal Block | 11 |
| Legal Lot Number | 3 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | NORTH COAST |
| Census Block Group | 3 |
| Census Block | 3031 |
| Census Tract | 10504 |
425 S Ocean Ave, a commercial property, is owned by a company that bought it in October 2000.
Source: San Luis Obispo County records, as of August 26, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 990 RIDGEWAY ST, MORRO BAY, CA 93442-2847 |
| Owner Type | Company |
| Vesting | Life Tenant |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 31, 2000 · Amount on File |
| Deed Sale | Oct 31, 2000 · Amount on File |
| Deed Document Number | 200064270 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Sep 11, 2025 |
| Property Address | 425 S OCEAN AVE, CAYUCOS, CA 93430-1233 |
| Document Number | 0000026770 |
| Map Reference | MB 3 PG 114 |
| Instrument Date | Sep 11, 2025 |
| Instrument | 2025026770 |
| Transaction Type | Transfer |
| Record Updated | Oct 2, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 990 RIDGEWAY ST, MORRO BAY, CA 93442-2847 |
The 2025 property tax bill for 425 S Ocean Ave was $4,562.
Source: San Luis Obispo County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Elementary School District | Cayucos Elementary School District (KG - 08) |
| Secondary School District | Coast Unified School District (9-12) (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $422,648 (+2%) Land $153,686 Building $268,962 | |
| 2025 | $4,562.00 | $414,362 Land $150,673 Building $263,689 |
| 2023 | $4,466.00 (+1.82%) | $398,273 Land $144,823 Building $253,450 |
| 2022 | $4,386.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 425 S Ocean Ave in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1993.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 17 policies |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 7 (1993–2016) |
| Claims Outside the SFHA | 6 of 7 |
| Most Recent Claim | Dec 2016 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 425 S Ocean Ave is high, ranking above 70% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 70% of the US · above 44% of California |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MORRO ROCK MUTUAL WATER CO private · serves 2,181 people · EPA ID CA4010015 |
|---|---|
| Water Source | Purchased surface water from SLO CSA NO. 10 - CAYUCOS WTP |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 540 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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