Greene County and Cairo Town property record for 479 Main St, Cairo, NY 12413
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 2,744 sqft · built 1940 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $240,000 (Mar 2026) |
| Tax Bill | $4,181 (2025) |
| Deeds & Mortgages | Mar 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 423-769 |
| Primary APN | 423-769 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,744 sqft Living Area |
| 1st Floor Area | 1,372 sqft |
| 2nd Floor Area | 1,372 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 6,534 sqft (0.15 acres) |
| Lot Dimensions | 120 ft deep x 40 ft wide |
| Porch | Slab |
| Porch Area | 638 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 423-769 |
|---|---|
| Street Address | 479 MAIN ST |
| City | CAIRO |
| State | NY |
| Zip | 12413 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 01 - NOT Z |
| Legal Block | 1 |
| Legal Lot Number | 6.000 |
| Jurisdiction | GREENE NY |
| Township / Civil Division | CAIRO |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 80502 |
Source: Greene County and Cairo Town records, as of July 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 197 PARK AVE, HARRISON, NY 10528-4163 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 18, 2026 · Amount on Record |
| Deed Sale | Mar 18, 2026 · Amount on Record |
| Prior Sale | May 15, 2013 · Amount on Record |
| Deed Document Number | 2026D2026557 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | GREENE NY |
| Recording Date | Mar 18, 2026 |
| Property Address | 479 MAIN ST, CAIRO, NY 12413 |
| Document Number | 00D2026557 |
| Instrument Date | Mar 5, 2026 |
| Instrument | D2026-557 |
| Transaction Type | Transfer |
| Record Updated | Apr 8, 2026 |
| Title Company | CATIC TITLE INSURANCE COMPANY, CATIC TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 197 PARK AVE, HARRISON, NY 10528-4163 |
| Document Number | 00M2026639 |
|---|---|
| Date | Mar 18, 2026 |
| Instrument | M2026-639 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Apr 1, 2056 |
Source: Greene County and Cairo Town assessment roll, as of April 21, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Greene County |
| County Subdivision | Cairo Town |
| Unified School District | Cairo-Durham Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,181.00 | $93,600 (-) Land $14,300 Building $79,300 | $267,400 (+16.27%) Land $40,853 Building $226,547 |
| 2023 | $93,600 Land $14,300 Building $79,300 | $229,975 Land $35,135 Building $194,840 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 2, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 14 (1980–2011) |
| Claims Outside the SFHA | 2 of 14 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAIRO WATER DISTRICT serves 1,400 people · EPA ID NY1900025 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Jul 2025 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Copper | 1.56 mg/L (2021) action level 1.3 mg/L |
| Water Quality | Failure to filter resolved · Jul 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mid-Hudson Cablevision Fiber · Cable | 5,000 / 5,000 |
5G and 4G LTE (outdoors only)
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