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489 Lanham Dr, Winter Haven, FL 33881 Property Records

Polk County property record for 489 Lanham Dr, Winter Haven, FL 33881 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,334 sqft · built 2022
Lot Size0.336 acres (14,649 sqft)
Owner2 Individual Names on File
Last Sale$58,000 (Oct 2021)
Tax Bill$5,218 (2025)
Deeds & MortgagesOct 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN26-28-08-529017-000820

Property Details

APN / Parcel Number

Primary APN26-28-08-529017-000820
Alternative APN
  • 082826529017000820

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,334 sqft Living Area
Gross Area3,014 sqft
1st Floor Area2,334 sqft

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeHip
Roof MaterialOther
Lot Area14,649 sqft (0.336 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area680 sqft
PorchSlab
Porch Area120 sqft

Location & Zoning

Street Address489 LANHAM DR
CityWINTER HAVEN
StateFL
Zip33881-9530
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSANCTUARY BY THE LAKE PHASE TWO PB 183 PG 42-43 LOT 82
Legal Range26E
Legal Township28S
Legal Section08
Legal SubdivisionSANCTUARY BY THE LAKE PHASE TWO
Legal Phase2
Legal Block1
Legal Lot Number82
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group1
Census Block1004
Census Tract13601

Owner

Source: Polk County records · APN 26-28-08-529017-000820

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address115 91ST ST, WEST DES MOINES, IA 50266-4903
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 26, 2021 · Amount on Record
Deed SaleOct 26, 2021 · Amount on Record
Deed Document Number2021278267
Deed Book / Page11952 / 1657
Record UpdatedSep 20, 2026

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateOct 26, 2021
Property Address489 LANHAM DR, WINTER HAVEN, FL 33881-9530
Document Number0000278267
Book / Page11952 / 1657
Map ReferenceMB 183 PG 42&43
Instrument DateOct 21, 2021
Instrument2021278267
Transaction TypeTransfer
Record UpdatedFeb 05, 2024
Title CompanyINSURED R/E TITLE SERVICES, INSURED RE TTL SVCS INC

Transaction

AmountAmount Recorded
Tax$406.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1925 E EDGEWOOD DR STE 100, 100, LAKELAND, FL 33803-3480

Transferred To (Grantee/Buyer)

NameVerified Name
Address115 91ST ST, WEST DES MOINES, IA 50266-4903

Mortgage

Document Number0119521658
DateOct 26, 2021
Instrument11952/1658
Lender
NameFBC MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term369 Months
DueJul 01, 2052

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityWinter Haven City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,218.00 (-8.02%) Homeowner's exemption$322,904 (-5.75%) Land $52,000 Building $270,904$322,904 (-5.75%) Land $52,000 Building $270,904
2023$5,673.00 (+484.24%) Homeowner's exemption$342,595 (+585.19%) Land $50,000 Building $292,595$342,595 (+585.19%) Land $50,000 Building $292,595
2022$971.00$50,000 Land $50,000$50,000 Land $50,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121050136011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 10 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies10 in force
Nearby Flood Claims1 (2022)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2022, Hurricane Ian

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 253 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 35
VerizonFixed Wireless300 / 20

May also be available at this address: Frontier. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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