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488 Lanham Dr, Winter Haven, FL 33881 Property Records

Polk County property record for 488 Lanham Dr, Winter Haven, FL 33881

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,620 sqft · built 2022
Lot Size0.271 acres (11,792 sqft)
OwnerIndividual Name on File
Last Sale$359,100 (Jun 2022)
Tax Bill$4,082 (2025)
Deeds & MortgagesJun 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN26-28-08-529017-000810

Property Details

APN / Parcel Number

Primary APN26-28-08-529017-000810
Alternative APN
  • 082826529017000810

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,620 sqft Living Area
Gross Area2,020 sqft
1st Floor Area1,620 sqft

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeHip
Roof MaterialOther
Lot Area11,792 sqft (0.271 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area400 sqft
PorchScreened/Unfinished Porch
Porch Area42 sqft

Location & Zoning

Street Address488 LANHAM DR
CityWINTER HAVEN
StateFL
Zip33881-9530
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSANCTUARY BY THE LAKE PHASE TWO PB 183 PG 42-43 LOT 81
Legal Range26E
Legal Township28S
Legal Section08
Legal SubdivisionSANCTUARY BY THE LAKE PHASE TWO
Legal Phase2
Legal Block1
Legal Lot Number81
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group1
Census Block1004
Census Tract13601

Owner

Source: Polk County assessment roll, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address488 LANHAM DR, WINTER HAVEN, FL 33881-9530
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Woman

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 29, 2022 · Amount on Record
Deed SaleJun 29, 2022 · Amount on Record
Prior SaleFeb 17, 2022 · Amount on Record
Deed Document Number2022177417
Deed Book / Page12317 / 1146
Record UpdatedSep 20, 2026

June 2022: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateJun 29, 2022
Property Address488 LANHAM DR, WINTER HAVEN, FL 33881-9530
Document Number0000177417
Book / Page12317 / 1146
Map ReferenceMB 183 PG 42&43
Instrument DateJun 24, 2022
Instrument2022177417
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 5, 2024
Title CompanyALL REAL ESTATE TITLE SERVICES INC, REAL ESTATE TITLE SVCS INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,513.70
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1925 E EDGEWOOD DR STE 100, 100, LAKELAND, FL 33803-3480

Transferred To (Grantee/Buyer)

NameVerified Name
Address488 LANHAM DR, WINTER HAVEN, FL 33881-9530

Mortgage

Document Number0123171147
DateJun 29, 2022
Instrument12317/1147
Lender
NamePLAINS COMMERCE BANK
TypeBank
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2052

Tax Assessment & Valuation

Source: Polk County assessment roll, as of June 23, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityWinter Haven City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,082.00 (-3.79%) Homeowner's exemption Widower's exemption$263,154 (-5.37%) Land $52,000 Building $211,154$263,154 (-5.37%) Land $52,000 Building $211,154
2024$4,243.00 (-4.24%)
2023$4,431.00 (+356.33%) Homeowner's exemption$278,101 (+456.2%) Land $50,000 Building $228,101$278,101 (+456.2%) Land $50,000 Building $228,101
2022$971.00$50,000 Land $50,000$50,000 Land $50,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies10 in force
Nearby Flood Claims1 (2022)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.06% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINTER HAVEN WATER DEPARTMENT
serves 87,537 people · EPA ID FL6531992
Water SourceGroundwater
Last State InspectionDec 2021
Lead7 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Sep 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting16
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20

May also be available: Frontier.

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