485 Lanham Dr, Winter Haven, FL 33881 Property Records

Polk County property record for 485 Lanham Dr, Winter Haven, FL 33881

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,834 sqft · built 2022
Lot Size	0.212 acres (9,226 sqft)
Owner	Company Name on File
Last Sale	$354,600 (Apr 2025)
Tax Bill	$4,296 (2025)
Deeds & Mortgages	Apr 2025 Sale & Mortgage May 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`26-28-08-529017-000830`

Property Details

APN / Parcel Number

Primary APN	`26-28-08-529017-000830`
Alternative APN	`082826529017000830`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,834 sqft Living Area
Gross Area	2,234 sqft
1st Floor Area	1,834 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	9,226 sqft (0.212 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	400 sqft
Porch	Unfinished Open Porch
Porch Area	262 sqft

Location & Zoning

Street Address	485 LANHAM DR
City	WINTER HAVEN
State	FL
Zip	33881-9530
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SANCTUARY BY THE LAKE PHASE TWO PB 183 PG 42-43 LOT 83
Legal Range	26E
Legal Township	28S
Legal Section	08
Legal Subdivision	SANCTUARY BY THE LAKE PHASE TWO
Legal Phase	2
Legal Block	1
Legal Lot Number	83
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	1
Census Block	1004
Census Tract	13601

Owner

485 Lanham Dr is owned by a company that bought it in April 2025.

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	7901 4TH ST N, 300, SAINT PETERSBURG, FL 33702-4399
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2025	Warranty Deed, Transfer TRACTION REAL ESTATE CAPITAL LLC
May 17, 2022	Warranty Deed, Subdivision Related Transfer · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Dec 2, 2021	Warranty Deed, Transfer INSURED R/E TITLE SERVICES, INSURED RE TTL SVCS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 24, 2025 · Amount on File
Deed Sale	Apr 24, 2025 · Amount on File
Prior Sale	May 17, 2022
Deed Document Number	202594957
Deed Book / Page	13520 / 503
Prior Transfer Date	Dec 1, 2021
Prior Transfer Doc	0000313023
Record Updated	Oct 29, 2026

April 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Apr 24, 2025
Property Address	485 LANHAM DR, WINTER HAVEN, FL 33881-9530
Document Number	0000094957
Book / Page	13520 / 503
Map Reference	MB 183 PG 42&43
Instrument Date	Apr 18, 2025
Instrument	2025094957
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	OMEGA NATIONAL TITLE AGENCY LLC, OMEGA NATL TTL AGCY LLC JACK

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,482.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7954 JUBILEE PARK BLVD # BLVD223, BLVD223, ORLANDO, FL 32822-5197

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7901 4TH ST N STE 300, 300, SAINT PETERSBURG, FL 33702-4399
Investor	Possibly a Property Investor

Mortgage

Document Number	0013520505
Date	Apr 24, 2025
Instrument	13520/505

Lender

Name	TRACTION REAL ESTATE CAPITAL LLC
Type	Non-Lending Institution

Agreement

Amount	Amount on Record

May 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	May 17, 2022
Property Address	485 LANHAM DR, WINTER HAVEN, FL 33881-9530
Document Number	0000134293
Book / Page	12256 / 787
Map Reference	MB 183 PG 42&43
Instrument Date	May 12, 2022
Instrument	2022134293
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 5, 2024
Title Company	ALL REAL ESTATE TITLE SERVICES INC, REAL ESTATE TITLE SVCS INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,426.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1925 E EDGEWOOD DR STE 100, 100, LAKELAND, FL 33803-3480

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	485 LANBAM DRIVE, WINTER HAVEN, FL 33881-9530

Mortgage

Document Number	0012256788
Date	May 17, 2022
Instrument	12256/788

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Dec 2, 2021
Property Address	485 LANHAM DR, WINTER HAVEN, FL 33881-9530
Document Number	0000313023
Book / Page	12007 / 87
Map Reference	MB 183 PG 42&43
Instrument Date	Dec 1, 2021
Instrument	2021313023
Transaction Type	Transfer
Record Updated	Feb 5, 2024
Title Company	INSURED R/E TITLE SERVICES, INSURED RE TTL SVCS INC

Transaction

Amount	Amount on Record
Tax	$406.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1925 E EDGEWOOD DR STE 100, 100, LAKELAND, FL 33803-3480

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1925 E EDGEWOOD DR STE 100, 100, LAKELAND, FL 33803-3480

Tax Assessment & Valuation

The 2025 property tax bill for 485 Lanham Dr was $4,296.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Winter Haven City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$265,716 (-1.37%) Land $52,000 Building $213,716	$265,716 (-1.37%) Land $52,000 Building $213,716
2025	$4,296.00	$269,419 Land $52,000 Building $217,419	$269,419 Land $52,000 Building $217,419
2023	$5,487.00 (+465.09%)	$284,957 (+469.91%) Land $50,000 Building $234,957	$284,957 (+469.91%) Land $50,000 Building $234,957
2022	$971.00	$50,000 Land $50,000	$50,000 Land $50,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 485 Lanham Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 485 Lanham Dr is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Frontier.

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