489 Harmony Ln, San Jose, CA 95111 Property Records

Santa Clara County property record for 489 Harmony Ln, San Jose, CA 95111

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 1,652 sqft · built 1958
Lot Size	0.128 acres (5,565 sqft)
Owner	Trust Name on File
Last Sale	$203,500 (Aug 2007)
Tax Bill	$7,413 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Aug 2018 Mortgage + 1 more
Flood Zone	Zone D (undetermined)
APN	`684-09-016`

Property Details

APN / Parcel Number

Primary APN	`684-09-016`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,652 sqft Living Area
Gross Area	907 sqft
1st Floor Area	907 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	5,565 sqft (0.128 acres)
Lot Dimensions	105 ft deep x 53 ft wide
Garage Area	367 sqft
Parking Spaces	1 Parking Space
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	489 HARMONY LN
City	SAN JOSE
State	CA
Zip	95111-2582
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-8
Legal Description	TRACT 2084 MELODY PARK BOOK 95 PAGE 4 LOT 139
Legal Subdivision	MELODY PARK
Legal Tract	2084
Legal Lot Number	139
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	1
Census Block	1004
Census Tract	503208

Owner

489 Harmony Ln is owner-occupied and held in a trust since August 2007.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	Trust Name on File
Mailing Address	489 HARMONY LN, SAN JOSE, CA 95111-2582
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage CEFCU
Aug 8, 2018	Deed of Trust, Mortgage · Conventional Mortgage CEFCU
Aug 2, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 14, 2007 · Amount on File
Deed Sale	Aug 14, 2007 · Amount on File
Prior Sale	Sep 29, 1995 · Amount on File
Deed Document Number	200719550158
Prior Transfer Date	Aug 6, 2007
Prior Transfer Doc	0019550158
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	489 HARMONY LN, SAN JOSE, CA 95111-2582
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	FATCO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	489 HARMONY LN, SAN JOSE, CA 95111-2582

Mortgage

Document Number	0024687483
Date	Nov 4, 2020
Instrument	24687483

Lender

Name	CEFCU
Type	Credit Union
Address	PEORIA, IL 61656

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	489 HARMONY LN, SAN JOSE, CA 95111-2582
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023999315
Date	Aug 8, 2018
Instrument	23999315

Lender

Name	CEFCU
Type	Credit Union
Address	PEORIA, IL 61656

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2048

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Aug 2, 2017
Property Address	489 HARMONY LN, SAN JOSE, CA 95111-2582
Document Number	0023718038
Instrument Date	Jul 26, 2017
Instrument	23718038
Transaction Type	Transfer
Record Updated	Aug 8, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	489 HARMONY LN SAN JOSE CA 951112582, SAN JOSE, CA 95111-2582

Tax Assessment & Valuation

The 2025 property tax bill for 489 Harmony Ln was $7,413 with a homeowner's exemption.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Secondary School District	East Side Union High School District (09 - 12)
Elementary School District	Oak Grove Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$420,139 (+2%) Land $106,737 Building $313,402
2025	$7,413.00 Homeowner's exemption	$411,902 Land $104,645 Building $307,257
2023	$7,075.00 (+1.24%) Homeowner's exemption	$395,910 Land $100,583 Building $295,327
2022	$6,988.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 489 Harmony Ln in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 489 Harmony Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 614 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60

May also be available: GeoLinks, Sail Internet, T-Mobile.

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