494 Harmony Ln, San Jose, CA 95111 Property Records

Santa Clara County property record for 494 Harmony Ln, San Jose, CA 95111

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,137 sqft · built 1958
Lot Size	0.118 acres (5,151 sqft)
Owner	2 Individual Names on Record
Last Sale	$395,000 (Jun 2008)
Tax Bill	$9,118 (2025)
Deeds & Mortgages	Nov 2019 Mortgage Nov 2020 Mortgage + 3 more
Flood Zone	Zone D (undetermined)
APN	`684-08-059`

Property Details

APN / Parcel Number

Primary APN	`684-08-059`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,487 sqft Living Area
Gross Area	1,137 sqft
1st Floor Area	1,137 sqft
Family Room	Family Room

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	L-Shape
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	5,151 sqft (0.118 acres)
Lot Dimensions	101 ft deep x 51 ft wide
Garage Area	350 sqft
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	494 HARMONY LN
City	SAN JOSE
State	CA
Zip	95111-2581
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-8
Legal Description	TRACT 2084 MELODY PARK BOOK 95 PAGE 4 LOT 156
Legal Subdivision	MELODY PARK
Legal Tract	2084
Legal Lot Number	156
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	2
Census Block	2001
Census Tract	512057

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	494 HARMONY LN, SAN JOSE, CA 95111-2581
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
May 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Aug 25, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Aug 17, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 4, 2008 · Amount on Record
Deed Sale	Jun 4, 2008 · Amount on Record
Prior Sale	Nov 19, 2007 · Amount on Record
Deed Document Number	200819875587
Last Transfer Date	Mar 3, 2016
Transfer Doc	0023241008
Record Updated	Oct 29, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	494 HARMONY LN, SAN JOSE, CA 95111-2581
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024320854
Date	Nov 4, 2019
Instrument	24320854

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Nov 1, 2039

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	494 HARMONY LN, SAN JOSE, CA 95111-2581
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	494 HARMONY LN, SAN JOSE, CA 95111-2581

Mortgage

Document Number	0024685351
Date	Nov 3, 2020
Instrument	24685351

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 1, 2035

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	494 HARMONY LN, SAN JOSE, CA 95111-2581
Document Number	0024480343
Instrument Date	May 11, 2020
Transaction Type	Mortgage
Record Updated	Jun 2, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	494 HARMONY LN SAN JOSE CA 951112581, SAN JOSE, CA 95111-2581

Mortgage

Document Number	0024480343
Date	May 15, 2020
Instrument	24480343

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 14, 2040

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	494 HARMONY LN, SAN JOSE, CA 95111-2581
Document Number	0024017356
Instrument Date	Aug 25, 2018
Transaction Type	Mortgage
Record Updated	Sep 17, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	494 HARMONY LN SAN JOSE CA 951112581, SAN JOSE, CA 95111-2581

Mortgage

Document Number	0024017356
Date	Sep 5, 2018
Instrument	24017356

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	494 HARMONY LN, SAN JOSE, CA 95111-2581
Document Number	0023737264
Instrument Date	Aug 17, 2017
Transaction Type	Mortgage
Record Updated	Aug 31, 2017
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	494 HARMONY LN SAN JOSE CA 951112581, SAN JOSE, CA 95111-2581

Mortgage

Document Number	0023737264
Date	Aug 24, 2017
Instrument	23737264

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Secondary School District	East Side Union High School District (09 - 12)
Elementary School District	Oak Grove Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$605,044 (+2%) Land $317,251 Building $287,793
2025	$9,118.00 (+4.34%) Homeowner's exemption	$593,181 (+4.04%) Land $311,031 Building $282,150
2023	$8,739.00 (+0.73%) Homeowner's exemption	$570,149 Land $298,954 Building $271,195
2022	$8,676.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 614 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60

May also be available: GeoLinks, Sail Internet, T-Mobile.

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