486 Harmony Ln, San Jose, CA 95111 Property Records

Santa Clara County property record for 486 Harmony Ln, San Jose, CA 95111

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,137 sqft · built 1958
Lot Size	0.115 acres (5,000 sqft)
Owner	Individual Name on Record
Last Sale	$935,000 (Oct 2022)
Tax Bill	$13,690 (2025)
Deeds & Mortgages	Oct 2022 Transfer Oct 2022 Sale & Mortgage + 2 more
Flood Zone	Zone D (undetermined)
APN	`684-08-054`

Property Details

APN / Parcel Number

Primary APN	`684-08-054`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,137 sqft Living Area
1st Floor Area	1,137 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Area	350 sqft
Parking Spaces	1 Parking Space
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	486 HARMONY LN
City	SAN JOSE
State	CA
Zip	95111-2581
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-8
Legal Description	TRACT 2084 MELODY PARK BOOK 95 PAGE 4 LOT 151
Legal Subdivision	MELODY PARK
Legal Tract	2084
Legal Lot Number	151
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	2
Census Block	2001
Census Tract	512057

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	486 HARMONY LN, SAN JOSE, CA 95111-2581
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2022	Quit Claim Deed, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY
Oct 21, 2022	Grant Deed, Transfer · Conventional Mortgage SAN MATEO CU
Feb 9, 2022	Deed of Trust, Mortgage · Line of Credit MERIWEST CU
Apr 12, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 21, 2022 · Amount on Record
Deed Sale	Oct 21, 2022 · Amount on Record
Prior Sale	Mar 23, 1994 · Amount on Record
Deed Document Number	202225389898
Prior Transfer Date	Oct 18, 2022
Prior Transfer Doc	0025389899
Record Updated	Sep 20, 2026

October 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Oct 21, 2022
Property Address	486 HARMONY LN, SAN JOSE, CA 95111-2581
Document Number	0025389899
Map Reference	MB 95 PG 4
Instrument Date	Oct 18, 2022
Instrument	25389899
Transaction Type	Transfer
Record Updated	Nov 1, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 VISTA MONTANA APT 5443, 5443, SAN JOSE, CA 95134-3318

October 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Oct 21, 2022
Property Address	486 HARMONY LN, SAN JOSE, CA 95111-2581
Document Number	0025389898
Map Reference	MB 95 PG 4
Instrument Date	Oct 5, 2022
Instrument	25389898
Transaction Type	Transfer
Record Updated	Nov 1, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	486 HARMONY LN, SAN JOSE, CA 95111-2581

Mortgage

Document Number	0025389900
Date	Oct 21, 2022
Instrument	25389900

Lender

Name	SAN MATEO CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Nov 1, 2027
Change Frequency	5 Years
Min Rate At Change	2.5%
Max Rate At Change	6.25%
Index	5-Year CMT
Max Rate	9.25%

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	486 HARMONY LN, SAN JOSE, CA 95111-2581
Transaction Type	Mortgage
Record Updated	Feb 17, 2022
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	486 HARMONY LN, SAN JOSE, CA 95111-2581

Mortgage

Document Number	0025236588
Date	Feb 9, 2022
Instrument	25236588

Lender

Name	MERIWEST CU
Type	Credit Union
Address	SAN JOSE, CA 95153

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Feb 4, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Apr 12, 2017
Property Address	486 HARMONY LN, SAN JOSE, CA 95111-2581
Document Number	0023623418
Instrument Date	Mar 21, 2017
Instrument	23623418
Transaction Type	Transfer
Record Updated	Apr 25, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	486 HARMONY LN SAN JOSE CA 951112581, SAN JOSE, CA 95111-2581

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Secondary School District	East Side Union High School District (09 - 12)
Elementary School District	Oak Grove Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$992,228 (+2%) Land $595,337 Building $396,891
2025	$13,690.00 (+3.71%)	$972,773 (+4.04%) Land $583,664 Building $389,109
2023	$13,200.00 (+530.98%)	$935,000 Land $561,000 Building $374,000
2022	$2,092.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 614 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60

May also be available: GeoLinks, Sail Internet, T-Mobile.

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