Charlotte Town property record for 489 Bean Rd, Charlotte, VT 05445
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,869 sqft · built 1973 |
| Lot Size | 15.7 acres (683,892 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $310,000 (Apr 2002) |
| Tax Bill | $9,422 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | (043) 00018-0489 |
| Primary APN | (043) 00018-0489 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 2,869 sqft Living Area |
| Basement Area | 1,752 sqft |
| Unfinished Basement | 1,752 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Exterior Material | Wood Siding |
| Roof Material | Shingle |
| Lot Area | 683,892 sqft (15.7 acres) |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 489 BEAN RD |
|---|---|
| City | CHARLOTTE |
| State | VT |
| Zip | 05445-9225 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 15.7 ACRES & DWL: |
| Jurisdiction | CHARLOTTE TWP VT |
| Township / Civil Division | CHARLOTTE |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 3501 |
Source: Charlotte Town records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 7024, NASHUA, NH 03060-7024 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 15, 2002 · Amount on Record |
| Deed Sale | Apr 15, 2002 · Amount on Record |
| Prior Sale | Sep 2, 1993 · Amount on Record |
| Deed Document Number | 2002386451 |
| Deed Book / Page | 125 / 337 |
| Prior Transfer Date | Apr 10, 2002 |
| Prior Transfer Doc | 0000814462 |
| Record Updated | Sep 20, 2026 |
Source: Charlotte Town assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Vermont |
| County | Chittenden County |
| County Subdivision | Charlotte Town |
| Unified School District | Champlain Valley Unified School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $9,422.00 (-12.73%) | $712,600 Land $344,300 Building $368,300 |
| 2024 | $10,796.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective November 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1993–2011) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | May 2011 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 52% of Vermont |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Green Mountain Access Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures