Charlotte Town property record for 904 Bean Rd, Charlotte, VT 05445
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,652 sqft · built 1972 |
| Lot Size | 1.13 acres (49,223 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $225,000 (Sep 2001) |
| Tax Bill | $5,532 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | (043) 00018-0904 |
| Primary APN | (043) 00018-0904 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,652 sqft Living Area |
| Basement Area | 1,272 sqft |
| Finished Basement | 1,272 sqft |
| Unfinished Basement | 648 sqft |
| Game Room | Game Room |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Exterior Material | Wood Siding |
| Roof Material | Shingle |
| Lot Area | 49,223 sqft (1.13 acres) |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 904 BEAN RD |
|---|---|
| City | CHARLOTTE |
| State | VT |
| Zip | 05445-9218 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1.13 ACRES & DWL: |
| Jurisdiction | CHARLOTTE TWP VT |
| Township / Civil Division | CHARLOTTE |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 3501 |
Source: Charlotte Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 904 BEAN RD, CHARLOTTE, VT 05445-9218 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 13, 2001 · Amount on Record |
| Deed Sale | Sep 13, 2001 · Amount on Record |
| Deed Document Number | 2001375284 |
| Deed Book / Page | 119 / 250 |
| Record Updated | Oct 29, 2026 |
Source: Charlotte Town assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Vermont |
| County | Chittenden County |
| County Subdivision | Charlotte Town |
| Unified School District | Champlain Valley Unified School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $5,532.00 (-17.01%) | $440,000 Land $205,400 Building $234,600 |
| 2024 | $6,666.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective November 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1993–2011) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | May 2011 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 52% of Vermont |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Green Mountain Access Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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