48892 Orchard Dr, Indio, CA 92201 Property Records

Riverside County property record for 48892 Orchard Dr, Indio, CA 92201

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 4,121 sqft · built 2005
Lot Size	0.38 acres (16,553 sqft)
Owner	Individual Name on Record
Last Sale	$535,500 (Dec 2013)
Tax Bill	$14,870 (2025)
Deeds & Mortgages	Feb 2024 Line of Credit Aug 2023 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`602-430-027`

Property Details

APN / Parcel Number

Primary APN	`602-430-027`
Alternative APN	`649830027`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,121 sqft Living Area
Gross Area	5,697 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2006
Construction Type	Wood
Roof Material	Tile
Lot Area	16,553 sqft (0.38 acres)
Garage Type	Attached
Garage Area	966 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	649830027
Street Address	48892 ORCHARD DR
City	INDIO
State	CA
Zip	92201-8499
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1050
Legal Description	.38 ACRES IN LOT 61 MB 353/057 TR 31684
Legal Subdivision	RANCHO SIMI L
Legal Tract	31684
Legal Lot Number	61
Jurisdiction	RIVERSIDE CA
Township / Civil Division	COACHELLA VALLEY
Census Block Group	3
Census Block	3013
Census Tract	45224

Owner

Source: Riverside County records, as of August 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1920 HILLHURST AVE, LOS ANGELES, CA 90027-2712
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2024	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Aug 22, 2023	Deed of Trust, Mortgage · Conventional Mortgage PMAC LENDING SERVICES INC
Sep 23, 2021	Intrafamily Transfer, Transfer · Commercial Mortgage GOLD MEMBER INC
Nov 5, 2018	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 29, 2019	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jun 16, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 2, 2013 · Amount on Record
Deed Sale	Dec 2, 2013 · Amount on Record
Prior Sale	Aug 24, 2006 · Amount on Record
Deed Document Number	2013561527
Last Transfer Date	Nov 26, 2016
Transfer Doc	0000241663
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	48892 ORCHARD DR, INDIO, CA 92201-8499
Transaction Type	Mortgage
Record Updated	Feb 13, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48892 ORCHARD DR, INDIO, CA 92201-8499

Mortgage

Document Number	0000031332
Date	Feb 2, 2024
Instrument	2024-0031332

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank
Address	CAMPBELL, CA 95008

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	48892 ORCHARD DR, INDIO, CA 92201-8499
Transaction Type	Mortgage
Record Updated	Aug 31, 2023
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48892 ORCHARD DR, INDIO, CA 92201-8499

Mortgage

Document Number	0000248926
Date	Aug 22, 2023
Instrument	2023-0248926

Lender

Name	PMAC LENDING SERVICES INC
Type	Mortgage Company
Address	BREA, CA 92821

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Sep 23, 2021
Property Address	48892 ORCHARD DR, INDIO, CA 92201-8499
Document Number	0000565942
Map Reference	MB 353 PG 57-64
Instrument Date	Aug 26, 2021
Instrument	2021-0565942
Transaction Type	Transfer
Record Updated	Oct 5, 2021
Title Company	STEWART TITLE OF CA INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1920 HILLHURST AVE # 407, 407, LOS ANGELES, CA 90027-2712

Mortgage

Document Number	0000565943
Date	Sep 23, 2021
Instrument	2021-0565943

Lender

Name	GOLD MEMBER INC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	48892 ORCHARD DR, INDIO, CA 92201-8499
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PRIORITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000434477
Date	Nov 5, 2018
Instrument	2018-0434477

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	48892 ORCHARD DR, INDIO, CA 92201-8499
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI US INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000030985
Date	Jan 29, 2019
Instrument	2019-0030985

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 8, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Jun 16, 2017
Property Address	48892 ORCHARD DR, INDIO, CA 92201-8499
Document Number	0000241663
Instrument Date	Nov 26, 2016
Instrument	241663
Transaction Type	Transfer
Record Updated	Jun 26, 2017

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48892 ORCHARD DR CHIRIACO SUMMIT CA 922018499, CHIRIACO SUMMIT, CA 92201-8499

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Indio City
Unified School District	Coachella Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,055,368 (+2%) Land $264,112 Building $791,256
2025	$14,870.00 (-2.99%)	$1,034,676 (+4.04%) Land $258,934 Building $775,742
2024	$15,328.00 (+6.13%)
2023	$14,443.00 (-1.16%)	$994,500 Land $248,880 Building $745,620
2022	$14,612.00
2021			$836,640

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COACHELLA VWD: COVE COMMUNITY serves 270,000 people · EPA ID CA3310001
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 596 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, T-Mobile.

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