48856 Orchard Dr, Indio, CA 92201 Property Records

Riverside County property record for 48856 Orchard Dr, Indio, CA 92201

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 4,121 sqft · built 2005
Lot Size	0.47 acres (20,473 sqft)
Owner	Individual Name on Record
Last Sale	$815,000 (Feb 2020)
Tax Bill	$13,952 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Feb 2020 Sale & Mortgage
Flood Zone	Zone X (reduced by levee)
APN	`602-430-025`

Property Details

APN / Parcel Number

Primary APN	`602-430-025`
Alternative APN	`649830025`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,121 sqft Living Area
Gross Area	5,697 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2006
Construction Type	Wood
Roof Material	Tile
Lot Area	20,473 sqft (0.47 acres)
Garage Type	Attached
Garage Area	966 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	649830025
Street Address	48856 ORCHARD DR
City	INDIO
State	CA
Zip	92201-8499
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1050
Legal Description	.47 ACRES IN LOT 59 MB 353/057 TR 31684
Legal Subdivision	TRACT NO 31684
Legal Tract	31684
Legal Lot Number	59
Jurisdiction	RIVERSIDE CA
Township / Civil Division	COACHELLA VALLEY
Census Block Group	3
Census Block	3013
Census Tract	45224

Owner

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	48856 ORCHARD DR, INDIO, CA 92201-8499
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2021	Deed of Trust, Mortgage · Conventional Mortgage PLANET HOME LENDING LLC
Feb 24, 2020	Grant Deed, Transfer PLANET HM LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 24, 2020 · Amount on Record
Deed Sale	Feb 24, 2020 · Amount on Record
Prior Sale	Jan 28, 2015 · Amount on Record
Deed Document Number	202083158
Prior Transfer Date	May 27, 2015
Prior Transfer Doc	0000234177
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	48856 ORCHARD DR, INDIO, CA 92201-8499
Transaction Type	Mortgage
Record Updated	Apr 13, 2021
Title Company	WESTERN RESOURCES TITLE, WESTERN RESOURCES TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48856 ORCHARD DR, INDIO, CA 92201-8499

Mortgage

Document Number	0000202105
Date	Mar 31, 2021
Instrument	2021-0202105

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company
Address	MERIDEN, CT 06450

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Feb 24, 2020
Property Address	48856 ORCHARD DR, INDIO, CA 92201-8499
Document Number	0000083158
Instrument Date	Feb 5, 2020
Instrument	83158
Transaction Type	Transfer
Record Updated	Mar 10, 2020
Title Company	WFG NATIONAL TITLE COMPANY/CA, WFG NAT'L TITLE CO/CA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$897.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48856 ORCHARD DR INDIO CA 922018499, INDIO, CA 92201-8499

Mortgage

Document Number	83159
Date	Feb 24, 2020
Instrument	83159

Lender

Name	PLANET HM LNDG
Address	MERIDEN, CT 06450

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 23, 2050

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Indio City
Unified School District	Coachella Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$909,141 (+2%) Land $63,581 Building $845,560
2025	$13,952.00 (+3.75%)	$891,316 (+4.04%) Land $62,335 Building $828,981
2023	$13,448.00 (+3.51%)	$856,707 Land $59,915 Building $796,792
2022	$12,992.00
2021			$856,440

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COACHELLA VWD: COVE COMMUNITY serves 270,000 people · EPA ID CA3310001
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 596 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, T-Mobile.

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