48778 Orchard Dr, Indio, CA 92201 Property Records

Riverside County property record for 48778 Orchard Dr, Indio, CA 92201

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 4,121 sqft · built 2005
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on Record
Last Sale	$887,000 (Sep 2021)
Tax Bill	$15,131 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Jul 2022 Transfer + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`602-430-023`

Property Details

APN / Parcel Number

Primary APN	`602-430-023`
Alternative APN	`649830023`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,121 sqft Living Area
Gross Area	5,697 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2006
Construction Type	Wood
Roof Material	Tile
Lot Area	13,068 sqft (0.3 acres)
Garage Type	Attached
Garage Area	966 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	649830023
Street Address	48778 ORCHARD DR
City	INDIO
State	CA
Zip	92201-8499
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.30 ACRES IN LOT 57 MB 353/057 TR 31684
Legal Subdivision	TRACT NO 31684
Legal Tract	31684
Legal Lot Number	57
Jurisdiction	RIVERSIDE CA
Township / Civil Division	COACHELLA VALLEY
Census Block Group	3
Census Block	3013
Census Tract	45224

Owner

Source: Riverside County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	38825 PRIMROSE LN, INDIO, CA 92203-9609
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2026	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 15, 2022	Intrafamily Transfer, Transfer
Sep 7, 2021	Grant Deed, Transfer CHICAGO TITLE-INLAND EMPIRE, CHICAGO TITLE ISLAND EMPIRE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 7, 2021 · Amount on Record
Deed Sale	Sep 7, 2021 · Amount on Record
Prior Sale	Feb 18, 2005 · Amount on Record
Deed Document Number	2021532287
Last Transfer Date	Jul 8, 2022
Transfer Doc	0000315969
Record Updated	Oct 29, 2026

August 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Aug 18, 2026
Property Address	48778 ORCHARD DR, INDIO, CA 92201-8499
Document Number	0000259502
Instrument Date	Aug 14, 2026
Instrument	2026259502
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	COAST TITLE, ORANGE COAST TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38825 PRIMROSE LN, INDIO, CA 92203-9609
Investor	Possibly a Property Investor

Mortgage

Document Number	0000259503,
Date	Aug 18, 2026
Instrument	2026259503

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Jul 15, 2022
Property Address	48778 ORCHARD DR, INDIO, CA 92201-8499
Document Number	0000315969
Map Reference	MB 353 PG 57-64
Instrument Date	Jul 11, 2022
Instrument	2022-0315969
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	48778 ORCHARD DR, INDIO, CA 92201-8499
Investor	Possibly a Property Investor

September 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Sep 7, 2021
Property Address	48778 ORCHARD DR, INDIO, CA 92201-8499
Document Number	0000532287
Map Reference	MB 353 PG 57-64
Instrument Date	Aug 16, 2021
Instrument	2021-0532287
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	CHICAGO TITLE-INLAND EMPIRE, CHICAGO TITLE ISLAND EMPIRE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48778 ORCHARD DR, INDIO, CA 92201-8499

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Indio City
Unified School District	Coachella Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,092,766 (+2%) Land $61,697 Building $1,031,069
2025	$15,131.00 (+15.62%) Homeowner's exemption	$1,071,340 (+18.41%) Land $60,488 Building $1,010,852
2023	$13,087.00 (+2.89%) Homeowner's exemption	$904,740 Land $58,140 Building $846,600
2022	$12,719.00
2021			$782,280

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COACHELLA VWD: COVE COMMUNITY serves 270,000 people · EPA ID CA3310001
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 596 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, T-Mobile.

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