4889 Clearwater Cir, Savage, MN 55378 Property Records

Scott County property record for 4889 Clearwater Cir, Savage, MN 55378

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.75 ba · 2,438 sqft · built 1996
Lot Size	0.61 acres (26,572 sqft)
Owner	Individual Name on File
Last Sale	$375,000 (Nov 2017)
Tax Bill	$6,146 (2026)
Deeds & Mortgages	Nov 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-227010-0`

Property Details

APN / Parcel Number

Primary APN	`26-227010-0`

Interior

Bedrooms	5 Beds
Full Baths	2.75 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	2,438 sqft Living Area
Gross Area	3,528 sqft
1st Floor Area	1,272 sqft
Basement Area	1,166 sqft
Finished Basement	1,000 sqft
Unfinished Basement	166 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Vinyl
Roof Material	Asphalt
Lot Area	26,572 sqft (0.61 acres)
Garage Area	656 sqft
Parking Spaces	2 Parking Spaces
Deck Area	2,007 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	4889 CLEARWATER CIR
City	SAVAGE
State	MN
Zip	55378-5624
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	POINTE RAPIDS LOT 010 BLOCK 001
Legal Subdivision	POINTE RAPIDS
Legal Block	1
Legal Lot Number	10
Jurisdiction	SCOTT MN
Township / Civil Division	SAVAGE
Census Block Group	1
Census Block	1018
Census Tract	80207

Owner

4889 Clearwater Cir is owned and occupied by an individual who bought it in November 2017.

Source: Scott County records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	4889 CLEARWATER CIR, SAVAGE, MN 55378-5624
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 14, 2017 · Amount on File
Deed Sale	Nov 14, 2017 · Amount on File
Prior Sale	Oct 3, 1996 · Amount on File
Deed Document Number	2017248043
Record Updated	Sep 20, 2026

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTT MN
Recording Date	Nov 14, 2017
Property Address	4889 CLEARWATER CIR, SAVAGE, MN 55378-5624
Document Number	0000248043
Instrument Date	Nov 1, 2017
Instrument	248043
Transaction Type	Transfer
Record Updated	Apr 29, 2022
Title Company	TRADEMARK TITLE SERVICES INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,237.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4889 CLEARWATER CIR, SAVAGE, MN 55378-5624

Mortgage

Document Number	0000248044
Date	Nov 14, 2017
Instrument	248044

Lender

Name	NATIONAL BANK OF KANSAS CITY
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 4889 Clearwater Cir was $6,146 with a homeowner's exemption, down 0.8% from the year before.

Source: Scott County assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Scott County
Municipality	Savage City
Unified School District	Prior Lake-Savage Area Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,146.00 (-0.81%) Homeowner's exemption	$561,300 Land $191,900 Building $369,400	$561,300 Land $191,900 Building $369,400
2025	$6,196.00 (+5.3%)
2024	$5,884.00 (-0.44%) Homeowner's exemption	$571,700 (+4.57%) Land $187,900 Building $383,800	$571,700 (+4.57%) Land $187,900 Building $383,800
2023	$5,910.00 Homeowner's exemption	$546,700 Land $179,000 Building $367,700	$546,700 Land $179,000 Building $367,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4889 Clearwater Cir in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4889 Clearwater Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Savage serves 30,285 people · EPA ID MN1700008
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium not recorded as resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nuvera Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50

May also be available: Netwave Broadband.

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