Scott County property record for 4869 Clearwater Cir, Savage, MN 55378
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.25 ba · 2,316 sqft · built 1996 |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | Individual Name on File |
| Last Sale | $219,500 (Jan 1997) |
| Tax Bill | $5,346 (2026) |
| Deeds & Mortgages | Jul 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-227008-0 |
| Primary APN | 26-227008-0 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.25 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,316 sqft Living Area |
| Gross Area | 3,224 sqft |
| 1st Floor Area | 1,180 sqft |
| Basement Area | 1,136 sqft |
| Finished Basement | 800 sqft |
| Unfinished Basement | 336 sqft |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 14,375 sqft (0.33 acres) |
| Garage Area | 748 sqft |
| Parking Spaces | 3 Parking Spaces |
| Deck Area | 256 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Street Address | 4869 CLEARWATER CIR |
|---|---|
| City | SAVAGE |
| State | MN |
| Zip | 55378-5624 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | POINTE RAPIDS LOT 008 BLOCK 001 |
| Legal Subdivision | POINTE RAPIDS |
| Legal Block | 1 |
| Legal Lot Number | 8 |
| Jurisdiction | SCOTT MN |
| Township / Civil Division | SAVAGE |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 80207 |
4869 Clearwater Cir is owned and occupied by an individual who bought it in January 1997.
Source: Scott County records, as of July 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4869 CLEARWATER CIR, SAVAGE, MN 55378-5624 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 3, 1997 · Amount on File |
| Deed Sale | Jan 3, 1997 · Amount on File |
| Prior Sale | Jan 5, 1996 · Amount on File |
| Deed Document Number | 19976671 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT MN |
| Property Address | 4869 CLEARWATER CIR, SAVAGE, MN 55378-5624 |
| Transaction Type | Mortgage |
| Record Updated | Jul 30, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000271322 |
|---|---|
| Date | Jul 20, 2021 |
| Instrument | 271322 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Aug 1, 2036 |
The 2026 property tax bill for 4869 Clearwater Cir was $5,346 with a homeowner's exemption, down 4.1% from the year before.
Source: Scott County assessment roll, as of May 12, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Scott County |
| Municipality | Savage City |
| Unified School District | Prior Lake-Savage Area Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,346.00 (-4.06%) Homeowner's exemption | $500,000 Land $164,300 Building $335,700 | $500,000 Land $164,300 Building $335,700 |
| 2025 | $5,572.00 (+5.37%) | ||
| 2024 | $5,288.00 (+1.42%) Homeowner's exemption | $522,900 (+4.56%) Land $153,500 Building $369,400 | $522,900 (+4.56%) Land $153,500 Building $369,400 |
| 2023 | $5,214.00 Homeowner's exemption | $500,100 Land $146,200 Building $353,900 | $500,100 Land $146,200 Building $353,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4869 Clearwater Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4869 Clearwater Cir is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Savage serves 30,285 people · EPA ID MN1700008 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Radium not recorded as resolved · Apr 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Nuvera Communications Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
May also be available: Netwave Broadband.
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