4853 Clearwater Cir, Savage, MN 55378 Property Records

Scott County property record for 4853 Clearwater Cir, Savage, MN 55378

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,044 sqft · built 1997
Lot Size	0.33 acres (14,375 sqft)
Owner	Individual Name on File
Last Sale	$353,000 (Mar 2019)
Tax Bill	$5,484 (2026)
Deeds & Mortgages	Aug 2023 Mortgage Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`26-227006-0`

Property Details

APN / Parcel Number

Primary APN	`26-227006-0`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	2,044 sqft Living Area
Gross Area	3,122 sqft
1st Floor Area	1,244 sqft
Basement Area	996 sqft
Finished Basement	500 sqft
Unfinished Basement	496 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Vinyl
Foundation Type	Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	14,375 sqft (0.33 acres)
Garage Area	784 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Deck Area	216 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	4853 CLEARWATER CIR
City	SAVAGE
State	MN
Zip	55378-5624
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	POINTE RAPIDS LOT 006 BLOCK 001
Legal Subdivision	POINTE RAPIDS
Legal Block	1
Legal Lot Number	6
Jurisdiction	SCOTT MN
Township / Civil Division	SAVAGE
Census Block Group	1
Census Block	1018
Census Tract	80207

Owner

4853 Clearwater Cir is owned and occupied by an individual who acquired it in June 2020.

Source: Scott County records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	4853 CLEARWATER CIR, SAVAGE, MN 55378-5624
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2023	Deed of Trust, Mortgage · SBA Mortgage BANKVISTA
Aug 2, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage LEADER ONE FINANCIAL CORP
Mar 25, 2019	Warranty Deed, Transfer · Conventional Mortgage WINTRUST MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 25, 2019 · Amount on File
Deed Sale	Mar 25, 2019 · Amount on File
Prior Sale	Feb 25, 2010 · Amount on File
Deed Document Number	2019254690
Last Transfer Date	Jun 18, 2020
Transfer Doc	0000263002
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT MN
Property Address	4853 CLEARWATER CIR, SAVAGE, MN 55378-5624
Transaction Type	Mortgage
Record Updated	Aug 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4853 CLEARWATER CIR, SAVAGE, MN 55378-5624

Mortgage

Document Number	000T281666
Date	Aug 16, 2023
Instrument	T281666

Lender

Name	BANKVISTA
Type	Bank
Address	SARTELL, MN 56377

Agreement

Type	SBA Mortgage
Amount	Amount on Record
Term	300 Months
Due	Aug 1, 2048

August 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SCOTT MN
Recording Date	Aug 2, 2020
Property Address	4853 CLEARWATER CIR, SAVAGE, MN 55378-5624
Document Number	0000263002
Instrument Date	Jun 18, 2020
Instrument	263002
Transaction Type	Transfer
Record Updated	Apr 29, 2022
Title Company	TRADEMARK TITLE SERVICES INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4853 CLEARWATER CIR, SAVAGE, MN 55378-5624

Mortgage

Document Number	0000263003
Date	Aug 2, 2020
Instrument	263003

Lender

Name	LEADER ONE FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jul 1, 2050

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTT MN
Recording Date	Mar 25, 2019
Property Address	4853 CLEARWATER CIR, SAVAGE, MN 55378-5624
Document Number	0000254690
Instrument Date	Feb 7, 2019
Instrument	254690
Transaction Type	Transfer
Record Updated	Apr 29, 2022
Title Company	EDINA REALTY TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,164.90
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4853 CLEARWATER CIR, SAVAGE, MN 55378-5624

Mortgage

Document Number	0000254691
Date	Mar 25, 2019
Instrument	254691

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 4853 Clearwater Cir was $5,484 with a homeowner's exemption, up 12.5% from the year before.

Source: Scott County assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Scott County
Municipality	Savage City
Unified School District	Prior Lake-Savage Area Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,484.00 (+12.47%) Homeowner's exemption	$510,100 Land $153,400 Building $356,700	$510,100 Land $153,400 Building $356,700
2025	$4,876.00 (+3.48%)
2024	$4,712.00 (+0.38%) Homeowner's exemption	$465,600 (+4.56%) Land $146,200 Building $319,400	$465,600 (+4.56%) Land $146,200 Building $319,400
2023	$4,694.00 Homeowner's exemption	$445,300 Land $139,300 Building $306,000	$445,300 Land $139,300 Building $306,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4853 Clearwater Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4853 Clearwater Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Savage serves 30,285 people · EPA ID MN1700008
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium not recorded as resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nuvera Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50

May also be available: Netwave Broadband.

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