4884 Point Loma Pl, Oceanside, CA 92057 Property Records

San Diego County property record for 4884 Point Loma Pl, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,576 sqft · built 1996
Lot Size	0.4 acres (17,430 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,005,000 (Mar 2023)
Tax Bill	$11,855 (2025)
Deeds & Mortgages	Mar 2023 Transfer Mar 2023 Transfer + 5 more
Flood Zone	Zone X (minimal risk)
APN	`122-387-34-00`

Property Details

APN / Parcel Number

Primary APN	`122-387-34-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	2,576 sqft Living Area

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Lot Area	17,430 sqft (0.4 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	4884 POINT LOMA PL
City	OCEANSIDE
State	CA
Zip	92057-3402
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 614 TR 012384
Legal Subdivision	WHELAN RANCH
Legal Tract	012384
Legal Block	1
Legal Lot Number	614
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1011
Census Tract	18617

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 17432, ANAHEIM, CA 92817-7432
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2023	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Mar 27, 2023	Intrafamily Transfer, Transfer USA NATIONAL TITLE COMPANY, USA NATIONAL TITLE CO INC
Mar 27, 2023	Grant Deed, Transfer · ARM FIRST CITY CU
Jan 13, 2023	Deed of Trust, Mortgage · Commercial Mortgage JOHN BLAYLOCK
Jun 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Mar 26, 2020	Deed of Trust, Mortgage · Conventional with PMI CALIBER HM LOANS
Nov 6, 2017	Deed of Trust, Mortgage · Conventional with PMI CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 27, 2023 · Amount on Record
Deed Sale	Mar 27, 2023 · Amount on Record
Prior Sale	Feb 10, 2006 · Amount on Record
Deed Document Number	202376882
Prior Transfer Date	Mar 20, 2023
Prior Transfer Doc	0000076884
Record Updated	Oct 29, 2026

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 27, 2023
Property Address	4884 POINT LOMA PL, OCEANSIDE, CA 92057-3402
Document Number	0000076884
Map Reference	MAP 12384
Instrument Date	Mar 20, 2023
Instrument	2023-0076884
Transaction Type	Transfer
Record Updated	Apr 4, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	PO BOX 17432, ANAHEIM, CA 92817-7432
Investor	Possibly a Property Investor

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 27, 2023
Property Address	4884 POINT LOMA PL, OCEANSIDE, CA 92057-3402
Document Number	0000076881
Map Reference	MAP 12384
Instrument Date	Mar 10, 2023
Instrument	2023-0076881
Transaction Type	Transfer
Record Updated	Apr 4, 2023
Title Company	USA NATIONAL TITLE COMPANY, USA NATIONAL TITLE CO INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 17432, ANAHEIM, CA 92817-7432

March 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 27, 2023
Property Address	4884 POINT LOMA PL, OCEANSIDE, CA 92057-3402
Document Number	0000076882
Map Reference	MAP 12384
Instrument Date	Mar 8, 2023
Instrument	2023-0076882
Transaction Type	Transfer
Record Updated	Apr 4, 2023
Title Company	USA NATIONAL TITLE COMPANY, USA NATIONAL TITLE CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 17432, ANAHEIM, CA 92817-7432

Mortgage

Document Number	0000076883
Date	Mar 27, 2023
Instrument	2023-0076883

Lender

Name	FIRST CITY CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Type Change Date	Apr 1, 2033
Change Frequency	6 Months
Min Rate At Change	2.87%
Max Rate At Change	10.3%
Index	Other
Max Rate	10.3%

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4884 POINT LOMA PL, OCEANSIDE, CA 92057-3402
Transaction Type	Mortgage
Record Updated	Jan 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4884 POINT LOMA PL, OCEANSIDE, CA 92057-3402

Mortgage

Document Number	0000011258
Date	Jan 13, 2023
Instrument	2023-0011258

Lender

Name	JOHN BLAYLOCK
Type	Private Party
Address	225 BROADWAY STE 1720, SAN DIEGO, CA 92101

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4884 POINT LOMA PL, OCEANSIDE, CA 92057-3402
Transaction Type	Mortgage
Record Updated	Jul 6, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4884 POINT LOMA PL, OCEANSIDE, CA 92057-3402

Mortgage

Document Number	0000462644
Date	Jun 25, 2021
Instrument	2021-0462644

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4884 POINT LOMA PL, OCEANSIDE, CA 92057-3402
Document Number	0000176038
Instrument Date	Mar 26, 2020
Transaction Type	Mortgage
Record Updated	Apr 27, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4884 POINT LOMA PL OCEANSIDE CA 920573402, OCEANSIDE, CA 92057-3402

Mortgage

Document Number	0000176038
Date	Apr 7, 2020
Instrument	176038

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 6, 2050

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4884 POINT LOMA PL, OCEANSIDE, CA 92057-3402
Document Number	0000534043
Instrument Date	Nov 6, 2017
Transaction Type	Mortgage
Record Updated	Nov 21, 2017
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4884 POINT LOMA PL OCEANSIDE CA 920573402, OCEANSIDE, CA 92057-3402

Mortgage

Document Number	0000534043
Date	Nov 16, 2017
Instrument	534043

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 15, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,066,514 (+2%) Land $795,906 Building $270,608
2025	$11,855.00 (+8.73%)	$1,045,602 (+6.85%) Land $780,300 Building $265,302
2023	$10,903.00 (+21.6%) Homeowner's exemption	$978,556 Land $499,129 Building $479,427
2022	$8,966.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 677 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
San Diego Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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