San Diego County property record for 4880 Point Loma Pl, Oceanside, CA 92057 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,576 sqft · built 1997 |
| Lot Size | 0.314 acres (13,668 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,065,090 (Nov 2024) |
| Tax Bill | $12,071 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 122-387-33-00 |
| Primary APN | 122-387-33-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,576 sqft Living Area |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Lot Area | 13,668 sqft (0.314 acres) |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 4880 POINT LOMA PL |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92057-3402 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 613 TR 012384 |
| Legal Subdivision | WHELAN RANCH |
| Legal Tract | 012384 |
| Legal Block | 1 |
| Legal Lot Number | 613 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 18617 |
Source: San Diego County records · APN 122-387-33-00
Assessment roll updated July 21, 2026 · Last verified July 2026
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| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4880 POINT LOMA PL, OCEANSIDE, CA 92057-3402 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Surviving Spouse |
| Date | Document |
|---|---|
| Sep 07, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SCHOOLSFIRST FCU |
| Oct 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SCHOOLSFIRST FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 04, 2024 · Amount on Record |
| Deed Sale | Nov 04, 2024 · Amount on Record |
| Prior Sale | Nov 14, 1996 · Amount on Record |
| Deed Document Number | 2024306118 |
| Prior Transfer Date | Oct 31, 2024 |
| Prior Transfer Doc | 0000306117 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 4880 POINT LOMA PL, OCEANSIDE, CA 92057-3402 |
| Transaction Type | Mortgage |
| Record Updated | Sep 15, 2021 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Name | Verified Name |
|---|---|
| Address | 4880 POINT LOMA PL, OCEANSIDE, CA 92057-3402 |
| Document Number | 0000632727 |
|---|---|
| Date | Sep 07, 2021 |
| Instrument | 2021-0632727 |
| Name | SCHOOLSFIRST FCU |
|---|---|
| Type | Credit Union |
| Address | TUSTIN, CA 92780 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 4880 POINT LOMA PL, OCEANSIDE, CA 92057-3402 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 4880 POINT LOMA PL, OCEANSIDE, CA 92057-3402 |
| Document Number | 0000628765 |
|---|---|
| Date | Oct 16, 2020 |
| Instrument | 2020-0628765 |
| Name | SCHOOLSFIRST FCU |
|---|---|
| Type | Credit Union |
| Address | TUSTIN, CA 92780 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2050 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Oceanside Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,086,300 (+2%) Land $816,000 Building $270,300 | |
| 2025 | $12,071.00 (+217.07%) | $1,065,000 (+216.31%) Land $800,000 Building $265,000 |
| 2023 | $3,807.00 (+1.57%) Homeowner's exemption | $336,690 Land $101,170 Building $235,520 |
| 2022 | $3,748.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730186171, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 2 individual NFIP policies nearby |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force 2 of 2 on primary residences |
| Wildfire Risk | Low above 34% of the US · above 20% of California |
|---|---|
| Wildfire Likelihood | About 1 in 2,041 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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