San Diego County property record for 4881 Point Loma Pl, Oceanside, CA 92057
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,031 sqft · built 1996 |
| Lot Size | 0.201 acres (8,745 sqft) |
| Owner | Company Name on Record |
| Last Sale | $240,500 (Apr 1999) |
| Tax Bill | $1,768 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 122-387-35-00 |
| Primary APN | 122-387-35-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,031 sqft Living Area |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Lot Area | 8,745 sqft (0.201 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 4881 POINT LOMA PL |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92057-3402 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | LOT 615 TR 012384 |
| Legal Subdivision | WHELAN RANCH |
| Legal Tract | 012384 |
| Legal Block | 1 |
| Legal Lot Number | 615 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 18617 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 4881 POINT LOMA PL, OCEANSIDE, CA 92057-3402 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 1, 1999 · Amount on Record |
| Deed Sale | Apr 1, 1999 · Amount on Record |
| Prior Sale | Nov 22, 1996 · Amount on Record |
| Deed Document Number | 1999220271 |
| Last Transfer Date | Nov 21, 2011 |
| Transfer Doc | 0000638466 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 4881 POINT LOMA PL, OCEANSIDE, CA 92057-3402 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2026 |
| Title Company | WFG TITLE COMPANY/CA-SAN DIEGO, WFG TTL CO OF CA SAN DIEGO |
| Name | Verified Name |
|---|---|
| Address | 4881 POINT LOMA PL, OCEANSIDE, CA 92057-3402 |
| Document Number | 0000054957 |
|---|---|
| Date | Feb 27, 2026 |
| Instrument | 2026-0054957 |
| Name | CALCON MUTUAL MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92108 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2056 |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Oceanside Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $152,929 (+2%) Land $34,729 Building $118,200 | |
| 2025 | $1,768.00 (+5.3%) Homeowner's exemption | $149,932 (+4.04%) Land $34,049 Building $115,883 |
| 2023 | $1,679.00 (+1.7%) Homeowner's exemption | $144,112 Land $32,728 Building $111,384 |
| 2022 | $1,651.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 79% of California |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 447 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
May also be available: T-Mobile.
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