488 W Mill St, Ruma (Red Bud), IL 62278 Property Records

Randolph County property record for 488 W Mill St, Ruma, IL 62278

Property Summary

Property TypeRural Improved / Non-Residential
Lot Size11.9 acres (520,106 sqft)
Owner2 Individual Names on File
Last Sale$300,000 (Mar 2017)
Tax Bill$4,785 (2025)
Deeds & MortgagesMar 2017 Sale
Flood ZoneZone X (minimal risk)
APN14-052-014-00

Property Details

APN / Parcel Number

Primary APN14-052-014-00

Exterior

Lot Area520,106 sqft (11.9 acres)

Location & Zoning

Street Address488 W MILL ST
CityRUMA
StateIL
Zip62278-2708
Property CategoryOther
Property TypeOther > Rural Improved / Non-Residential
Legal Description341/605 2017R00930 PT LOT 7 12.587 AC SHADY BROOK S/D
Legal SubdivisionSHADY BROOK
Legal Lot Number7
JurisdictionRANDOLPH IL
Township / Civil DivisionRUMA
Census Block Group2
Census Block2038
Census Tract950900

Owner

488 W Mill St is owned and occupied by two individuals who bought it in March 2017.

Source: Randolph County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address488 W MILL ST, RUMA, IL 62278-2708
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 8, 2017 · Amount on File
Deed SaleMar 8, 2017 · Amount on File
Deed Document Number2017930
Record UpdatedOct 29, 2026

March 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRANDOLPH IL
Recording DateMar 8, 2017
Property Address488 W MILL ST, RUMA, IL 62278-2708
Document Number2017R00930
Instrument DateMar 3, 2017
Instrument2017R00930
Transaction TypeTransfer
Record UpdatedNov 9, 2021

Transaction

AmountAmount on Record
Tax$450.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address488 W MILL ST, RUMA, IL 62278-2708

Tax Assessment & Valuation

The 2025 property tax bill for 488 W Mill St was $4,785 with exemptions applied, up 7.8% from the year before.

Source: Randolph County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyRandolph County
Unified School DistrictRed Bud Community Unit School District 132 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$4,785.00 (+7.79%) Homeowner's exemption Senior Citizen's exemption$102,615 (+6.9%) Land $3,580 Building $99,035
2024$4,439.00 Homeowner's exemption Senior Citizen's exemption$95,995 Land $3,290 Building $92,705
2022$4,071.00 Homeowner's exemption$83,950 Land $2,775 Building $81,175

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 488 W Mill St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective August 18, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims3 (1993)
Claims Outside the SFHA1 of 3
Most Recent ClaimAug 1993 · Severe Storms & Flooding
Claims by Event
  • Severe Storms & Flooding, Aug 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 488 W Mill St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Harrisonville Telephone Company
Fixed Wireless · DSL
50 / 10

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on W Mill St

Nearby Streets

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