452 W Mill St, Ruma (Red Bud), IL 62278 Property Records

Randolph County property record for 452 W Mill St, Ruma, IL 62278 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Lot Size	2.81 acres (122,404 sqft)
Owner	Individual Name on File
Tax Bill	$4,787 (2024)
Deeds & Mortgages	Nov 2019 Mortgage Mar 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-052-019-00`

Property Details

APN / Parcel Number

Primary APN	`14-052-019-00`

Exterior

Lot Area	122,404 sqft (2.81 acres)

Location & Zoning

Street Address	452 W MILL ST
City	RUMA
State	IL
Zip	62278-2708
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	625/171 2018R00312 2019R00776 LOT 105 2.808AC DONALD NEVOIS S/D OF PT LOT 7 SHADY BROOK S/D
Legal Subdivision	SHADY BROOK
Legal Lot Number	7,105
Jurisdiction	RANDOLPH IL
Township / Civil Division	RUMA
Census Block Group	2
Census Block	2038
Census Tract	950900

Owner

Source: Randolph County records · APN 14-052-019-00

Assessment roll updated September 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	452 W MILL ST, RUMA, IL 62278-2708
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 26, 2019	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE
Mar 15, 2019	Intrafamily Transfer, Transfer
Jan 30, 2018	Deed, Transfer · Conventional Mortgage PRIMELENDING

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 30, 2018
Deed Sale	Jan 30, 2018
Deed Document Number	2018312
Last Transfer Date	Feb 20, 2019
Transfer Doc	2019R00776
Record Updated	Sep 20, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANDOLPH IL
Property Address	452 W MILL ST, RUMA, IL 62278-2708
Transaction Type	Mortgage
Record Updated	Dec 18, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019R03952
Date	Nov 26, 2019
Instrument	2019R03952

Lender

Name	FREEDOM MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	348 Months
Due	Apr 01, 2048

Interest

Rate Type	Fixed Rate

March 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RANDOLPH IL
Recording Date	Mar 15, 2019
Property Address	452 W MILL ST, RUMA, IL 62278-2708
Document Number	2019R00776
Instrument Date	Feb 20, 2019
Instrument	2019R00776
Transaction Type	Transfer
Record Updated	Nov 09, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	924 CHARLOTTE ST, 924, PEKIN, IL 61554-3439

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	452 W MILL ST, RUMA, IL 62278-2708

January 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	RANDOLPH IL
Recording Date	Jan 30, 2018
Property Address	452 W MILL ST, RUMA, IL 62278-2708
Document Number	2018R00312
Map Reference	PC 5 PG 76
Instrument Date	Jan 28, 2018
Instrument	2018R00312
Transaction Type	Transfer
Record Updated	Nov 09, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	452 W MILL ST, RUMA, IL 62278-2708

Mortgage

Document Number	2018R00313
Date	Jan 30, 2018
Instrument	2018R00313

Lender

Name	PRIMELENDING
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Randolph County records · Assessment roll updated September 29, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Randolph County
Unified School District	Red Bud Community Unit School District 132 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$104,335 (+6.83%) Land $12,275 Building $92,060	$313,005 (+6.83%) Land $36,825 Building $276,180
2024	$4,787.00 (+15.27%) Homeowner's exemption	$97,665 (+14.21%) Land $11,490 Building $86,175	$292,995 (+14.21%) Land $34,470 Building $258,525
2022	$4,153.00 Homeowner's exemption	$85,515 Land $10,060 Building $75,455	$256,545 Land $30,180 Building $226,365

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Randolph County (17157C), updated August 18, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171579509002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1993)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Aug 1993, other causes, Severe Storms & Flooding
Claims By Storm	Severe Storms & Flooding, Aug 1993 · 3 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 8 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
HTC Holding	Fixed Wireless (unlicensed)	50 / 10
HTC Holding	DSL	10 / 1
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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