416 W Mill St, Ruma (Red Bud), IL 62278 Property Records

Randolph County property record for 416 W Mill St, Ruma, IL 62278

Property Summary

Property TypeSingle Family Home
Lot Size2.7 acres (117,612 sqft)
Owner2 Individual Names on File
Last Sale$160,000 (Aug 2024)
Tax Bill$3,334 (2025)
Deeds & MortgagesFeb 2021 Sale
Flood ZoneZone X (minimal risk)
APN14-052-016-00

Property Details

APN / Parcel Number

Primary APN14-052-016-00

Exterior

Lot Area117,612 sqft (2.7 acres)

Location & Zoning

Street Address416 W MILL ST
CityRUMA
StateIL
Zip62278-2708
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description640/60 2021R00759 LOT 102 2.776AC. DONALD NEVOIS S/D OF PT LOT 7 SHADY BROOK S/D
Legal SubdivisionSHADY BROOK
Legal Lot Number7,102
JurisdictionRANDOLPH IL
Township / Civil DivisionRUMA
Census Block Group2
Census Block2038
Census Tract950900

Owner

416 W Mill St is owned and occupied by two individuals who bought it in August 2024.

Source: Randolph County records, as of October 13, 2026

Owner of Record2 Individual Names on File
Mailing Address416 W MILL ST, RUMA, IL 62278-2708
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 15, 2024 · Amount on File
Deed SaleAug 15, 2024 · Amount on File
Prior SaleAug 15, 2024 · Amount on File
Deed Document Number20242271
Prior Transfer DateNov 27, 2020
Prior Transfer Doc0000000759
Record UpdatedOct 29, 2026

February 2021: Deed, Transfer

Document TypeDeed
JurisdictionRANDOLPH IL
Recording DateFeb 10, 2021
Property Address416 W MILL ST, RUMA, IL 62278-2708
Document Number2021R00759
Map ReferencePB G PG 28
Instrument DateNov 27, 2020
Instrument2021R00759
Transaction TypeTransfer
Record UpdatedNov 9, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address345 W MILL ST, RUMA, IL 62278-2707
InvestorPossibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 416 W Mill St was $3,334 with a homeowner's exemption, up 17.4% from the year before.

Source: Randolph County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyRandolph County
Unified School DistrictRed Bud Community Unit School District 132 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,334.00 (+17.44%) Homeowner's exemption Senior Citizen's exemption$69,835 (+6.83%) Land $5,895 Building $63,940$209,505 (+6.83%) Land $17,685 Building $191,820
2024$2,839.00 Homeowner's exemption Senior Citizen's exemption$65,370 Land $5,520 Building $59,850$196,110 Land $16,560 Building $179,550
2022$2,414.00 Homeowner's exemption Senior Citizen's exemption$57,235 Land $4,830 Building $52,405$171,705 Land $14,490 Building $157,215

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 416 W Mill St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective August 18, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims3 (1993)
Claims Outside the SFHA1 of 3
Most Recent ClaimAug 1993 · Severe Storms & Flooding
Claims by Event
  • Severe Storms & Flooding, Aug 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 416 W Mill St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Harrisonville Telephone Company
Fixed Wireless · DSL
50 / 10

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on W Mill St

Nearby Streets

Search Property Records by Address or Parcel Number