488 W Elusive Dr, Payson, AZ 85541 Property Records

Gila County property record for 488 W Elusive Dr, Payson, AZ 85541

Property Summary

Property Type	Rural Home
Details	960 sqft · built 2005
Lot Size	0.769 acres (33,541 sqft)
Owner	Individual Name on Record
Tax Bill	$1,486 (2025)
Deeds & Mortgages	May 2022 Reverse Mortgage Sep 2018 Transfer
Flood Zone	Zone D (undetermined)
APN	`302-13-026B`

Property Details

APN / Parcel Number

Primary APN	`302-13-026B`
Alternative APNs	`R018922` `018922`

Interior

Stories	1 Story
Building Area	960 sqft Living Area
1st Floor Area	960 sqft

Exterior

Year Built	Built 2005
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asbestos
Lot Area	33,541 sqft (0.769 acres)
Porch	Porch
Patio Area	72 sqft

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Account Number	R018922
Street Address	488 W ELUSIVE DR
City	PAYSON
State	AZ
Zip	85541-7361
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	SECTION: 20 TOWNSHIP: 11.5N RANGE: 10E LOT 6 OF ELUSIVE ACRES PLAT 626 EXCEPT AREAS A , B & C OF ROS 2864 SEC 20 T11 N R10E;=
Legal Range	10E
Legal Township	11
Legal Section	20
Legal Subdivision	GERONIMO ESTATES
Legal Lot Number	6
Jurisdiction	GILA AZ
Township / Civil Division	PAYSON
Census Block Group	3
Census Block	3019
Census Tract	200

Owner

Source: Gila County records, as of December 4, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	488 W ELUSIVE DR, PAYSON, AZ 85541-7361
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 24, 2022	Affidavit of Death of Joint Tenant, Transfer · Reverse Mortgage CHERRY CREEK MORTGAGE CO INC
Sep 4, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 24, 2022
Deed Sale	May 24, 2022
Prior Sale	Sep 4, 2018
Deed Document Number	2022-007029
Record Updated	Jun 8, 2026

May 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	GILA AZ
Recording Date	May 24, 2022
Property Address	488 W ELUSIVE DR, PAYSON, AZ 85541-7361
Document Number	0000007029
Map Reference	MAP 626
Instrument Date	May 5, 2022
Instrument	2022-007029
Transaction Type	Transfer
Record Updated	Jun 9, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007030
Date	May 24, 2022
Instrument	2022-007030

Lender

Name	CHERRY CREEK MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.03%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 12, 2022
Change Frequency	Monthly
Index	Other

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GILA AZ
Recording Date	Sep 4, 2018
Property Address	488 W ELUSIVE DR, PAYSON, AZ 85541-7361
Document Number	0000009333
Instrument Date	Aug 16, 2018
Instrument	9333
Transaction Type	Transfer
Record Updated	Oct 29, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	488 W ELUSIVE DR PAYSON AZ 855417361, PAYSON, AZ 85541-7361

Tax Assessment & Valuation

Source: Gila County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Gila County
Unified School District	Payson Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$21,573 (+4.53%) Land $3,925 Building $17,648	$215,732 (+4.53%) Land $39,254 Building $176,478
2025	$1,486.00 (+10.4%)
2024		$20,638 Land $4,161 Building $16,477	$206,382 Land $41,608 Building $164,774
2023	$1,346.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	1 (1993)
Most Recent Claim	Mar 1993 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 97.7% of the US · above 96% of Arizona
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GERONIMO ESTATES private · serves 212 people · EPA ID AZ0404028
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

No cell data coverage reported

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