437 W Elusive Dr, Payson, AZ 85541 Property Records

Gila County property record for 437 W Elusive Dr, Payson, AZ 85541

Property Summary

Property Type	Single Family Home
Details	2,688 sqft · built 1994
Lot Size	0.8 acres (34,848 sqft)
Owner	Individual Name on Record
Last Sale	$515,000 (May 2026)
Tax Bill	$3,281 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage
Flood Zone	Zone D (undetermined)
APN	`302-13-032`

Property Details

APN / Parcel Number

Primary APN	`302-13-032`
Alternative APNs	`R018946` `018946`

Interior

Stories	2 Stories
Building Area	2,688 sqft Living Area
Gross Area	3,018 sqft
1st Floor Area	1,116 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Combination
Construction Type	Wood
Roof Material	Asbestos
Lot Area	34,848 sqft (0.8 acres)
Garage Type	Attached
Garage Area	330 sqft

Exterior Amenities

Porch	Porch
Deck Area	Deck Area
Patio Area	24 sqft
Balcony Area	48 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic

Location & Zoning

Account Number	R018946
Street Address	437 W ELUSIVE DR
City	PAYSON
State	AZ
Zip	85541-8570
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION: 20 TOWNSHIP: 11.5N RANGE: 10E ELUSIVE ACRES LOT 12 PLAT 626
Legal Range	10E
Legal Township	05N
Legal Section	20
Legal Subdivision	ELUSIVE ACRES
Legal Lot Number	12
Jurisdiction	GILA AZ
Township / Civil Division	PAYSON
Census Block Group	3
Census Block	3019
Census Tract	200

Owner

Source: Gila County records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	437 W ELUSIVE DR, PAYSON, AZ 85541-8570
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 27, 2026 · Amount on Record
Deed Sale	May 27, 2026 · Amount on Record
Prior Sale	Dec 5, 2013 · Amount on Record
Deed Document Number	20265173
Prior Transfer Date	Aug 19, 2008
Prior Transfer Doc	0000011145
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GILA AZ
Recording Date	May 27, 2026
Property Address	437 W ELUSIVE DR, PAYSON, AZ 85541-8570
Document Number	0000005173
Instrument Date	May 24, 2026
Instrument	20265173
Transaction Type	Transfer
Record Updated	Jul 6, 2026
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	437 W ELUSIVE DR, PAYSON, AZ 85541-8570

Mortgage

Document Number	0000005174,
Date	May 27, 2026
Instrument	20265174

Lender

Name	AMERICAN PACIFIC MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Gila County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Gila County
Unified School District	Payson Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$37,438 (+4.83%) Land $4,005 Building $33,433	$374,380 (+4.83%) Land $40,046 Building $334,334
2025	$3,281.00 (+9.7%)
2024		$35,712 Land $4,244 Building $31,468	$357,118 Land $42,436 Building $314,682
2023	$2,991.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	1 (1993)
Most Recent Claim	Mar 1993 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 97.3% of the US · above 95% of Arizona
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GERONIMO ESTATES private · serves 212 people · EPA ID AZ0404028
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

No cell data coverage reported

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