470 W Elusive Dr, Payson, AZ 85541 Property Records

Gila County property record for 470 W Elusive Dr, Payson, AZ 85541

Property Summary

Property Type	Rural Home
Details	864 sqft · built 2001
Lot Size	1.53 acres (66,647 sqft)
Owner	Individual Name on File
Last Sale	$625,000 (Mar 2022)
Tax Bill	$3,019 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Apr 2018 Sale & Mortgage
Flood Zone	Zone D (undetermined)
APN	`302-13-046G`

Property Details

APN / Parcel Number

Primary APN	`302-13-046G`
Alternative APNs	`R038896` `038896`

Interior

Stories	1 Story
Building Area	864 sqft Living Area
1st Floor Area	864 sqft
Basement Area	864 sqft
Finished Basement	864 sqft

Exterior

Year Built	Built 2001
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Shingle
Lot Area	66,647 sqft (1.53 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Patio Area	946 sqft
Balcony	Balcony
Balcony Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	R038896
Street Address	470 W ELUSIVE DR
City	PAYSON
State	AZ
Zip	85541-7361
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	SECTION: 20 TOWNSHIP: 11.5N RANGE: 10E PARCEL A OF ROS 2632 & AREA A OF ROS 3953 NW4 SEC 20 T11.5N R10E = 1.53 AC (OUT OF
Legal Range	10E
Legal Township	11
Legal Section	20
Legal Subdivision	GERONIMO ESTATES
Jurisdiction	GILA AZ
Township / Civil Division	PAYSON
Census Block Group	3
Census Block	3019
Census Tract	200

Owner

470 W Elusive Dr, a rural home, is owned by an individual who bought it in March 2022.

Source: Gila County records, as of December 4, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	935 S SAN CARLOS WAY, CHANDLER, AZ 85249
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2022	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 27, 2018	Warranty Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 18, 2022 · Amount on File
Deed Sale	Mar 18, 2022 · Amount on File
Prior Sale	Apr 27, 2018 · Amount on File
Deed Document Number	2022003883
Deed Book / Page	2022003 / 883
Record Updated	Jun 8, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GILA AZ
Recording Date	Mar 18, 2022
Property Address	470 W ELUSIVE DR, PAYSON, AZ 85541-7361
Document Number	0000003883
Map Reference	MP 2632
Instrument Date	Mar 11, 2022
Instrument	2022-003883
Transaction Type	Transfer
Record Updated	Feb 17, 2023
Title Company	SURETY TITLE AGENCY INC, SECURITY TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3615 W JORDON LN, PHOENIX, AZ 85086-2790

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	935 E SAN CARLOS WAY, CHANDLER, AZ 85249-3033

Mortgage

Document Number	0000003885
Date	Mar 18, 2022
Instrument	2022-003885

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GILA AZ
Recording Date	Apr 27, 2018
Property Address	470 W ELUSIVE DR, PAYSON, AZ 85541-7361
Document Number	0000004537
Map Reference	MAP2632
Instrument Date	Apr 24, 2018
Instrument	2018-004537
Transaction Type	Transfer
Record Updated	Nov 29, 2021
Title Company	PIONEER TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1801 E BRUCE AVE, 1801, GILBERT, AZ 85234-6109

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3615 WJORDON, PHOENIX, AZ 85086

Mortgage

Document Number	0000004538
Date	Apr 27, 2018
Instrument	2018-004538

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2048

Tax Assessment & Valuation

Source: Gila County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Gila County
Unified School District	Payson Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$43,666 (+4.65%) Land $5,620 Building $38,046	$436,660 (+4.65%) Land $56,205 Building $380,455
2025	$3,019.00 (+9.66%)
2024		$41,725 Land $5,923 Building $35,802	$417,252 Land $59,227 Building $358,025
2023	$2,753.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 470 W Elusive Dr in Zone D, where flood risk has not been studied, though there have been 1 flood claim nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective October 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	1 (1993)
Most Recent Claim	Mar 1993 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 470 W Elusive Dr is extreme, ranking above 97.7% of the US, with a 2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 97.7% of the US · above 96% of Arizona
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GERONIMO ESTATES private · serves 212 people · EPA ID AZ0404028
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

No cell data coverage reported

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