Harford County property record for 488 Stratford Rd, Fallston, MD 21047
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,520 sqft · built 1998 |
| Lot Size | 0.794 acres (34,581 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $82,500 (May 1998) |
| Tax Bill | $5,082 (2025) |
| Deeds & Mortgages | Aug 2019 Mortgage Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-318699 |
| Primary APN | 03-318699 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,520 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 34,581 sqft (0.794 acres) |
| Garage Type | Mixed |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 711 sqft |
| Deck Area | 476 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 318699 |
|---|---|
| Street Address | 488 STRATFORD RD |
| City | FALLSTON |
| State | MD |
| Zip | 21047-2907 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | LOT 53 34581 SF 488 STRATFORD ROAD WOODCREST S3 PT 90/17 |
| Legal Subdivision | WOODCREST SEC 03 PH I 04 |
| Legal Lot Number | 53 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 3, BEL AIR |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 303400 |
Source: Harford County assessment roll, as of August 12, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 488 STRATFORD RD, FALLSTON, MD 21047-2907 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 26, 2019 | Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP |
| Nov 5, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MCLEAN MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 12, 1998 · Amount on Record |
| Deed Sale | May 12, 1998 · Amount on Record |
| Deed Document Number | 19982062 |
| Deed Book / Page | 2705 / 190 |
| Last Transfer Date | Apr 14, 2012 |
| Transfer Doc | 0096750197 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 488 STRATFORD RD, FALLSTON, MD 21047-2907 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0134100495 |
|---|---|
| Date | Aug 26, 2019 |
| Book Page | 13410/0495 |
| Name | PROVIDENT FUNDING ASSOCIATES LP |
|---|---|
| Type | Mortgage Company |
| Address | BURLINGAME, CA 94010 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 488 STRATFORD RD, FALLSTON, MD 21047-2907 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Title Company | SANTUARY TITLE |
| Name | Verified Name |
|---|
| Document Number | 0142400216 |
|---|---|
| Date | Nov 5, 2020 |
| Book Page | 14240/216 |
| Name | MCLEAN MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | FAIRFAX, VA 22030 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2050 |
Source: Harford County assessment roll, as of August 12, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $521,767 (+7.96%) | $598,700 (+23.88%) Land $132,900 Building $465,800 | |
| 2025 | $5,082.00 (+7.88%) Homeowner's exemption | $483,300 (+7.57%) Land $132,900 Building $350,400 | $483,300 (-) Land $132,900 Building $350,400 |
| 2023 | $449,300 | $483,300 Land $132,900 Building $350,400 | |
| 2022 | $4,711.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 2 (1979–2013) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Apr 2013 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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