Harford County property record for 484 Stratford Rd, Fallston, MD 21047
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,398 sqft · built 1998 |
| Lot Size | 0.604 acres (26,324 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $500,000 (Feb 2019) |
| Tax Bill | $6,140 (2026) |
| Deeds & Mortgages | Sep 2021 Mortgage May 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-318702 |
| Primary APN | 03-318702 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,398 sqft Total Area |
| Basement Area | 900 sqft |
| Finished Basement | 900 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 26,324 sqft (0.604 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 220 sqft |
| Deck Area | 266 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 318702 |
|---|---|
| Street Address | 484 STRATFORD RD |
| City | FALLSTON |
| State | MD |
| Zip | 21047-2907 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | LOT 55 26324 SF 484 STRATFORD ROAD WOODCREST S3 PT 90/17 |
| Legal Subdivision | WOODCREST |
| Legal Lot Number | 55 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 3, BEL AIR |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 303400 |
484 Stratford Rd is owned and occupied by two individuals who bought it in February 2019.
Source: Harford County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 484 STRATFORD RD, FALLSTON, MD 21047-2907 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MERIDIAN BANK |
| May 6, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MERIDIAN BANK |
| Feb 22, 2019 | Deed, Transfer · Conventional Mortgage HOWARD BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 22, 2019 · Amount on File |
| Deed Sale | Feb 22, 2019 · Amount on File |
| Prior Sale | Aug 23, 2002 · Amount on File |
| Deed Book / Page | 13162 / 457 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 484 STRATFORD RD, FALLSTON, MD 21047-2907 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Title Company | MID ATLANTIC TITLE, MID ATLANTIC TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0150120386 |
|---|---|
| Date | Sep 8, 2021 |
| Book Page | 15012/386 |
| Name | MERIDIAN BANK |
|---|---|
| Type | Bank |
| Address | BLUE BELL, PA 19422 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 484 STRATFORD RD, FALLSTON, MD 21047-2907 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Title Company | MID ATLANTIC TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0138340142 |
|---|---|
| Date | May 6, 2020 |
| Book Page | 13834/142 |
| Name | MERIDIAN BANK |
|---|---|
| Type | Bank |
| Address | BLUE BELL, PA 19422 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Feb 22, 2019 |
| Property Address | 484 STRATFORD RD, FALLSTON, MD 21047-2907 |
| Document Number | 0131620457 |
| Book / Page | 13162 / 0457 |
| Map Reference | PL GRG 21 PG 32 |
| Instrument Date | Feb 14, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | MAIN STREET TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 484 STRATFORD RD, FALLSTON, MD 21047-2907 |
| Document Number | 0013162461 |
|---|---|
| Date | Feb 22, 2019 |
| Instrument | 13162/461 |
| Name | HOWARD BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2049 |
The 2026 property tax bill for 484 Stratford Rd was $6,140, up 13.3% from the year before.
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,140.00 (+13.35%) | $563,367 | $653,900 Land $131,200 Building $522,700 |
| 2025 | $5,417.00 | ||
| 2023 | $476,100 | $518,100 Land $131,200 Building $386,900 | |
| 2022 | $4,960.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 484 Stratford Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 2 (1979–2013) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Apr 2013 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 484 Stratford Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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