Harford County property record for 486 Stratford Rd, Fallston, MD 21047 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 3.5 Baths |
| Year Built | Built 1999 |
| Square Footage | 3,294 sqft Total Area |
| Lot Size | 43,312 sqft (0.994 acres) |
| Garage | Built-in, 420 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $589,000 (2020) |
| Tax Bill | $5,825.00 (2025) |
| Primary APN | 03-319075 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 3,294 sqft Total Area |
| Basement Area | 1,170 sqft Basement |
| Finished Basement | 1,170 sqft Finished |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Siding Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 43,312 sqft (0.994 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Built-in Garage |
| Garage Area | 420 sqft Garage |
| Pool Area | 712 sqft Pool |
| Deck Area | 522 sqft Deck |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 319075 |
|---|---|
| Street Address | 486 STRATFORD RD |
| City | FALLSTON |
| State | MD |
| Zip | 21047-2907 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 54 43312 SF 486 STRATFORD ROAD WOODCREST S3 PT 90/17 |
| Legal Subdivision | WOODCREST |
| Legal Lot Number | 54 |
| Jurisdiction | HARFORD MD |
| Minor Civil Division | 3, BEL AIR |
| Census Blockgroup | 1 |
| Census Block | 1010 |
| Census Tract | 303400 |
Source: Harford County records · APN 03-319075
Assessment roll updated August 12, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 486 STRATFORD RD, FALLSTON, MD 21047-2907 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 18, 2023 | Deed of Trust, Mortgage · Line of Credit FREEDOM FCU |
| Feb 17, 2017 | Deed of Trust, Mortgage · Conventional Mortgage CAPITAL BANK NA |
| Aug 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Aug 27, 2020 | Deed, Transfer · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 27, 2020 · Amount on Record |
| Deed Sale | Aug 27, 2020 · Amount on Record |
| Prior Sale | Mar 03, 1999 · Amount on Record |
| Deed Book / Page | 14068 / 94 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 486 STRATFORD RD, FALLSTON, MD 21047-2907 |
| Transaction Type | Mortgage |
| Record Updated | Apr 26, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0158790335 |
|---|---|
| Date | Apr 18, 2023 |
| Book Page | 15879/335 |
| Name | FREEDOM FCU |
|---|---|
| Type | Credit Union |
| Address | BEL AIR, MD 21014 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Apr 17, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 486 STRATFORD RD, FALLSTON, MD 21047-2907 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Title Company | POWERHOUSE TITLE GROUP LLC |
| Name | Verified Name |
|---|
| Document Number | 0122330340 |
|---|---|
| Date | Feb 17, 2017 |
| Book Page | 12233/0340 |
| Instrument | 12233-0340 |
| Name | CAPITAL BANK NA |
|---|---|
| Type | Bank |
| Address | ROCKVILLE, MD 20850 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 486 STRATFORD RD, FALLSTON, MD 21047-2907 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Title Company | EQUITY SETTLEMENT SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0149560063 |
|---|---|
| Date | Aug 12, 2021 |
| Book Page | 14956/63 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Jul 01, 2036 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Aug 27, 2020 |
| Property Address | 486 STRATFORD RD, FALLSTON, MD 21047-2907 |
| Document Number | 0140680094 |
| Book / Page | 14068 / 94 |
| Map Reference | MB 90 FO 17 |
| Instrument Date | Jun 30, 2020 |
| Transaction Type | Transfer |
| Record Updated | May 03, 2022 |
| Title Company | KEY TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 486 STRATFORD RD, FALLSTON, MD 21047-2907 |
| Document Number | 0014068101 |
|---|---|
| Date | Aug 27, 2020 |
| Instrument | 14068/101 |
| Name | PRIMARY RESIDENTIAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jul 01, 2050 |
Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $665,467 (+27.02%) | $779,000 (+27.98%) Land $134,600 Building $644,400 | |
| 2025 | $5,825.00 (+11.02%) Homeowner's exemption | ||
| 2023 | $523,900 | $608,700 Land $134,600 Building $474,100 | |
| 2022 | $5,247.00 |
Source: FEMA National Flood Hazard Layer, Harford County (24025C), updated October 15, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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