488 Saint James Pl, Springboro, OH 45066 Property Records

Warren County property record for 488 Saint James Pl, Springboro, OH 45066

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,204 sqft · built 1985
Lot Size	0.612 acres (26,675 sqft)
Owner	2 Owner Names on Record
Last Sale	$215,000 (Dec 2012)
Tax Bill	$4,984 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Aug 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-15-376-016-0`

Property Details

APN / Parcel Number

Primary APN	`04-15-376-016-0`
Alternative APNs	`0415376016` `415376016` `523194`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	2,204 sqft Living Area
2nd Floor Area	890 sqft
Basement Area	1,212 sqft
Finished Basement	1,212 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Concrete
Lot Area	26,675 sqft
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	262 sqft
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	523194
Old Parcel Number	0415376016
Street Address	488 SAINT JAMES PL
City	SPRINGBORO
State	OH
Zip	45066-9746
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROYAL SPRINGS EST. #106
Legal Subdivision	ROYAL SPRINGS EST.
Legal Block	376
Legal Lot Number	106
Jurisdiction	WARREN OH
Township / Civil Division	CLEAR CREEK
Census Block Group	1
Census Block	1004
Census Tract	30503

Owner

Source: Warren County records, as of February 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Owner Names on Record
Mailing Address	488 SAINT JAMES PL, SPRINGBORO, OH 45066-9746
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2020	Deed of Trust, Mortgage · VA Mortgage LAKE MI CU
Aug 16, 2018	Deed of Trust, Mortgage · Conventional Mortgage WRIGHT-PATT CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 20, 2012 · Amount on Record
Deed Sale	Dec 20, 2012 · Amount on Record
Prior Sale	Jun 2, 1995 · Amount on Record
Deed Document Number	0005720203
Deed Book / Page	5720 / 203
Record Updated	Jun 8, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	488 SAINT JAMES PL, SPRINGBORO, OH 45066-9746
Document Number	0000031765
Instrument Date	Aug 11, 2020
Transaction Type	Mortgage
Record Updated	Sep 29, 2020
Title Company	FIRST TITLE ABSTRACT SERVICES LLC, FIRST TITLE ABS SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	488 SAINT JAMES PL SPRINGBORO OH 450669746, SPRINGBORO, OH 45066-9746

Mortgage

Document Number	0000031765
Date	Aug 21, 2020
Instrument	31765

Lender

Name	LAKE MI CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 20, 2050

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	488 SAINT JAMES PL, SPRINGBORO, OH 45066-9746
Document Number	0000026030
Instrument Date	Aug 16, 2018
Transaction Type	Mortgage
Record Updated	Sep 27, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	488 SAINT JAMES PL SPRINGBORO OH 450669746, SPRINGBORO, OH 45066-9746

Mortgage

Document Number	0000026030
Date	Sep 11, 2018
Instrument	26030

Lender

Name	WRIGHT-PATT CU
Type	Credit Union
Address	BEAVERCREEK, OH 45434

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Warren County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Warren County
County Subdivision	Clear Creek Township
Municipality	Springboro City
Unified School District	Springboro Community City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,984.00 (+16.07%)	$127,964 (+26.9%) Land $31,500 Building $96,464	$365,610 (+26.9%) Land $90,000 Building $275,610
2023	$4,294.00 (+1.51%) Homeowner's exemption	$100,839 (-) Land $16,940 Building $83,899
2022	$4,230.00 Homeowner's exemption	$100,839 Land $16,940 Building $83,899	$288,110 (-) Land $48,400 Building $239,710
2021			$288,110 Land $48,400 Building $239,710

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2005)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2005 · Severe Winter Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGBORO PWS private · serves 19,263 people · EPA ID OH8301412
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Point Broadband Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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