463 Saint James Pl, Springboro, OH 45066 Property Records

Warren County property record for 463 Saint James Pl, Springboro, OH 45066

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,997 sqft · built 1986
Lot Size	0.346 acres (15,077 sqft)
Owner	Owner Name on File
Last Sale	$224,400 (Apr 2004)
Tax Bill	$4,363 (2025)
Deeds & Mortgages	Oct 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-15-378-012-0`

Property Details

APN / Parcel Number

Primary APN	`04-15-378-012-0`
Alternative APNs	`0415378012` `415378012` `523682`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,997 sqft Living Area
1st Floor Area	1,997 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Block
Lot Area	15,077 sqft
Garage Type	Attached
Garage Area	396 sqft
Parking Spaces	1 Parking Space
Deck Area	72 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	523682
Old Parcel Number	0415378012
Street Address	463 SAINT JAMES PL
City	SPRINGBORO
State	OH
Zip	45066-9748
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROYAL SPRINGS EST. #120
Legal Subdivision	ROYAL SPRINGS EST.
Legal Block	378
Legal Lot Number	120
Jurisdiction	WARREN OH
Township / Civil Division	CLEAR CREEK
Census Block Group	1
Census Block	1014
Census Tract	30503

Owner

The current owner of 463 Saint James Pl bought it in April 2004.

Source: Warren County records, as of February 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Owner Name on File
Mailing Address	463 SAINT JAMES PL, SPRINGBORO, OH 45066-9748
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 27, 2004 · Amount on File
Deed Sale	Apr 27, 2004 · Amount on File
Deed Document Number	0003513422
Deed Book / Page	3513 / 422
Record Updated	Jun 8, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	463 SAINT JAMES PL, SPRINGBORO, OH 45066-9748
Document Number	0000032287
Instrument Date	Oct 6, 2017
Transaction Type	Mortgage
Record Updated	Nov 10, 2017
Title Company	LANDMARK TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	463 SAINT JAMES PL SPRINGBORO OH 450669748, SPRINGBORO, OH 45066-9748

Mortgage

Document Number	0000032287
Date	Oct 20, 2017
Instrument	32287

Lender

Name	UNION SVGS
Type	Federal Savings Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	336 Months
Due	Oct 19, 2045

Tax Assessment & Valuation

The 2025 property tax bill for 463 Saint James Pl was $4,363.

Source: Warren County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Warren County
County Subdivision	Clear Creek Township
Municipality	Springboro City
Unified School District	Springboro Community City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,363.00	$111,885 Land $31,500 Building $80,385	$319,670 Land $90,000 Building $229,670
2023	$3,821.00 (+1.49%) Homeowner's exemption	$89,583 (-) Land $16,940 Building $72,643
2022	$3,765.00 Homeowner's exemption	$89,583 Land $16,940 Building $72,643	$255,950 (-) Land $48,400 Building $207,550
2021			$255,950 Land $48,400 Building $207,550

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 463 Saint James Pl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2005)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2005 · Severe Winter Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 463 Saint James Pl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 68% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGBORO PWS private · serves 19,263 people · EPA ID OH8301412
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Point Broadband Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Saint James Pl

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