488 Prospect Ave, Oradell, NJ 07649 Property Records

Bergen County and Oradell Borough property record for 488 Prospect Ave, Oradell, NJ 07649

Property Summary

Property Type	Single Family Home
Details	2,947 sqft · built 1927
Lot Size	0.253 acres (11,038 sqft)
Owner	2 Individual Names on Record
Last Sale	$820,000 (Dec 2020)
Tax Bill	$22,165 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`44-00708-0000-00029`

Property Details

APN / Parcel Number

Primary APN	`44-00708-0000-00029`
Alternative APNs	`440070800029` `187000`

Interior

Stories	2 Stories
Building Area	2,947 sqft Living Area

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Exterior Material	Aluminum/Vinyl
Lot Area	11,038 sqft (0.253 acres)
Lot Dimensions	138 ft deep x 80 ft wide
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	187000
Street Address	488 PROSPECT AVE
City	ORADELL
State	NJ
Zip	07649-1426
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	80X138
Legal Subdivision	ORADELL BOROUGH
Legal Block	708
Legal Lot Number	29
Jurisdiction	BERGEN NJ
Township / Civil Division	ORADELL
Census Block Group	2
Census Block	2011
Census Tract	40001

Owner

Source: Bergen County and Oradell Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	488 PROSPECT AVE, ORADELL, NJ 07649-1426
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 2, 2020 · Amount on Record
Deed Sale	Dec 2, 2020 · Amount on Record
Deed Document Number	2020127061
Deed Book / Page	3844 / 1588
Record Updated	Sep 20, 2026

December 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Dec 2, 2020
Property Address	488 PROSPECT AVE, ORADELL, NJ 07649-1426
Document Number	0038441588
Book / Page	3844 / 1588
Instrument Date	Sep 28, 2020
Instrument	20-127061
Transaction Type	Transfer
Record Updated	Nov 2, 2021
Title Company	FIDELITY NATIONAL TTL INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,571.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	39W212 ARMSTRONG LN, 39W212, GENEVA, IL 60134-6086

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	488 PROSPECT AVE, ORADELL, NJ 07649-1426

Mortgage

Document Number	20127062
Date	Dec 2, 2020
Instrument	20-127062

Lender

Name	EQUITY PRIME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Bergen County and Oradell Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Oradell Borough
Elementary School District	Oradell Borough School District (KG - 06)
Secondary School District	River Dell Regional School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,014,100 (+5%) Land $484,900 Building $529,200	$1,014,100 (+5%) Land $484,900 Building $529,200
2025	$22,165.00 (+5.58%)	$965,800 (+25.8%) Land $452,200 Building $513,600	$965,800 (+25.8%) Land $452,200 Building $513,600
2024	$20,994.00 (+7.26%)
2023		$767,700 Land $313,700 Building $454,000	$767,700 Land $313,700 Building $454,000
2022	$19,573.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	8 (1979–2021)
Claims Outside the SFHA	8 of 8
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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