Bergen County and Oradell Borough property record for 491 Prospect Ave, Oradell, NJ 07649
| Property Type | Single Family Home |
|---|---|
| Details | 2,376 sqft · built 1960 |
| Lot Size | 0.45 acres (19,611 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $780,000 (Aug 2012) |
| Tax Bill | $22,629 (2025) |
| Deeds & Mortgages | May 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 44-00707-0000-00006 |
| Primary APN | 44-00707-0000-00006 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,376 sqft Living Area |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Lot Area | 19,611 sqft (0.45 acres) |
| Lot Dimensions | 185 ft deep x 106 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 217400 |
|---|---|
| Street Address | 491 PROSPECT AVE |
| City | ORADELL |
| State | NJ |
| Zip | 07649-1425 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | 106X185 |
| Legal Subdivision | ASAHEL CHAPIN ORADELL HEIGHTS |
| Legal Block | 707 |
| Legal Lot Number | 6 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | ORADELL |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 40001 |
Source: Bergen County and Oradell Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 491 PROSPECT AVE, ORADELL, NJ 07649-1425 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 27, 2012 · Amount on Record |
| Deed Sale | Aug 27, 2012 · Amount on Record |
| Deed Document Number | 201283162 |
| Deed Book / Page | 1132 / 2197 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 491 PROSPECT AVE, ORADELL, NJ 07649-1425 |
| Transaction Type | Mortgage |
| Record Updated | Jun 25, 2021 |
| Title Company | AMROCK INC, AMROCK LLC |
| Name | Verified Name |
|---|
| Document Number | 0041330586 |
|---|---|
| Date | May 10, 2021 |
| Book Page | 4133/586 |
| Instrument | 2021072937 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 178 Months |
| Due | Mar 1, 2036 |
Source: Bergen County and Oradell Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Oradell Borough |
| Elementary School District | Oradell Borough School District (KG - 06) |
| Secondary School District | River Dell Regional School District (07 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,041,800 (+5.66%) Land $520,500 Building $521,300 | $1,041,800 (+5.66%) Land $520,500 Building $521,300 | |
| 2025 | $22,629.00 (+6.79%) Veteran's exemption | $986,000 (+25.75%) Land $480,100 Building $505,900 | $986,000 (+25.75%) Land $480,100 Building $505,900 |
| 2024 | $21,191.00 (+7.19%) | ||
| 2023 | $784,100 Land $336,900 Building $447,200 | $784,100 Land $336,900 Building $447,200 | |
| 2022 | $19,770.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 8 (1979–2021) |
| Claims Outside the SFHA | 8 of 8 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
May also be available: T-Mobile.
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