Bristol County and Fall River City property record for 488 Montgomery St, Fall River, MA 02720
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,243 sqft · built 1935 |
| Lot Size | 0.158 acres (6,882 sqft) |
| Owner | Individual Name on File |
| Last Sale | $475,000 (Jul 2026) |
| Tax Bill | $4,164 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Feb 2023 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | FALL M:0U-18 B:0000 L:0007 |
| Primary APN | FALL M:0U-18 B:0000 L:0007 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,243 sqft Living Area |
| Gross Area | 3,573 sqft |
| Basement Area | 1,100 sqft |
| Unfinished Basement | 1,100 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1935 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,882 sqft (0.158 acres) |
| Garage Type | Detached |
| Heating System | Steam |
|---|---|
| Heating Fuel | Oil |
| Street Address | 488 MONTGOMERY ST |
|---|---|
| City | FALL RIVER |
| State | MA |
| Zip | 02720-6516 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | S |
| Legal Lot Number | 7 |
| Jurisdiction | FALL RIVER MA |
| Township / Civil Division | FALL RIVER |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 642300 |
488 Montgomery St is owned and occupied by an individual who bought it in July 2026.
Source: Bristol County and Fall River City records, as of July 22, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 488 MONTGOMERY ST, FALL RIVER, MA 02720-6516 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 2, 2026 | Quit Claim Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORPORATION |
| Feb 8, 2023 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) SANTO CRISTO FEDERAL CREDIT UNION |
| Jan 31, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance BAYCOAST MORTGAGE COMPANY |
| Mar 10, 2026 | Deed of Trust, Mortgage SANTO CHRISTO FCU |
| Jun 22, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance BAYCOAST MORTGAGE COMPANY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 2, 2026 · Amount on File |
| Deed Sale | Jul 2, 2026 · Amount on File |
| Prior Sale | Nov 21, 2013 · Amount on File |
| Deed Document Number | 20269294 |
| Deed Book / Page | 12101 / 191 |
| Prior Transfer Date | Jun 22, 2026 |
| Prior Transfer Doc | 0000009294 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | FALL RIVER MA |
| Recording Date | Jul 2, 2026 |
| Property Address | 488 MONTGOMERY ST, FALL RIVER, MA 02720-6516 |
| Document Number | 0000009294 |
| Book / Page | 12101 / 191 |
| Instrument Date | Jun 22, 2026 |
| Instrument | 20269294 |
| Transaction Type | Transfer |
| Record Updated | Jul 22, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 488 MONTGOMERY ST, FALL RIVER, MA 02720-6516 |
| Date | Jul 2, 2026 |
|---|
| Name | FAIRWAY INDEPENDENT MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate | 6.51% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FALL RIVER MA |
| Property Address | 488 MONTGOMERY ST, FALL RIVER, MA 02720-6516 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 011228-250 |
|---|---|
| Date | Feb 8, 2023 |
| Book Page | 11228/250 |
| Instrument | 2201 |
| Name | SANTO CRISTO FEDERAL CREDIT UNION |
|---|
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount on Record |
| Term | 61 Months |
| Due | Mar 1, 2028 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FALL RIVER MA |
| Property Address | 488 MONTGOMERY ST, FALL RIVER, MA 02720-6516 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 010904-243 |
|---|---|
| Date | Jan 31, 2022 |
| Book Page | 10904/243 |
| Instrument | 1892 |
| Name | BAYCOAST MORTGAGE COMPANY |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Feb 1, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FALL RIVER MA |
| Property Address | 488 MONTGOMERY ST, FALL RIVER, MA 02720-6516 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 012002-292 |
|---|---|
| Date | Mar 10, 2026 |
| Book Page | 12002/292 |
| Instrument | 2864 |
| Name | SANTO CHRISTO FCU |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 241 Months |
| Due | Apr 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FALL RIVER MA |
| Property Address | 488 MONTGOMERY ST, FALL RIVER, MA 02720-6516 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 10141-29 |
|---|---|
| Date | Jun 22, 2020 |
| Book Page | 10141/29 |
| Instrument | 10357 |
| Name | BAYCOAST MORTGAGE COMPANY |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jul 1, 2035 |
The 2025 property tax bill for 488 Montgomery St was $4,164, up 5.7% from the year before.
Source: Bristol County and Fall River City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Bristol County |
| Municipality | Fall River City |
| Unified School District | Fall River School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,164.00 (+5.69%) | $363,700 (+6.07%) Land $110,500 Building $253,200 | $360,620 (+0.61%) |
| 2024 | $3,940.00 (-2.76%) | $342,900 (+3.85%) Land $106,300 Building $236,600 | $358,435 |
| 2023 | $4,052.00 | $330,200 Land $99,700 Building $230,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 488 Montgomery St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1980) |
| Most Recent Claim | Mar 1980 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 488 Montgomery St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 90% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FALL RIVER WATER DEPARTMENT serves 94,000 people · EPA ID MA4095000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | 12 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
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