443 Montgomery St, Fall River, MA 02720 Property Records

Bristol County and Fall River City property record for 443 Montgomery St, Fall River, MA 02720

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,882 sqft · built 1930
Lot Size	0.128 acres (5,580 sqft)
Owner	2 Individual Names on File
Last Sale	$261,000 (Aug 2008)
Tax Bill	$4,030 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Jun 2022 Refinance
Flood Zone	Zone X (minimal risk)
APN	`FALL M:0U-18 B:0000 L:0012`

Property Details

APN / Parcel Number

Primary APN	`FALL M:0U-18 B:0000 L:0012`
Alternative APN	`M:0U=18 B:0000 L:0012`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,882 sqft Living Area
Gross Area	2,589 sqft
Basement Area	707 sqft
Unfinished Basement	707 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,580 sqft (0.128 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Street Address	443 MONTGOMERY ST
City	FALL RIVER
State	MA
Zip	02720-6515
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S
Legal Lot Number	12
Jurisdiction	FALL RIVER MA
Township / Civil Division	FALL RIVER
Census Block Group	1
Census Block	1009
Census Tract	642300

Owner

443 Montgomery St is owned and occupied by two individuals who bought it in August 2008.

Source: Bristol County and Fall River City records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	443 MONTGOMERY ST, FALL RIVER, MA 02720-6515
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2024	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Jun 6, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance FIGURE LENDING LCC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 12, 2008 · Amount on File
Deed Sale	Aug 12, 2008 · Amount on File
Prior Sale	Jul 30, 1998 · Amount on File
Deed Document Number	200814226
Deed Book / Page	7006 / 267
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FALL RIVER MA
Property Address	443 MONTGOMERY ST, FALL RIVER, MA 02720-6515
Transaction Type	Mortgage
Record Updated	May 10, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011505-20
Date	Apr 23, 2024
Book Page	11505/20
Instrument	4755

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	481 Months
Due	May 1, 2064

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FALL RIVER MA
Property Address	443 MONTGOMERY ST, FALL RIVER, MA 02720-6515
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011033-31
Date	Jun 6, 2022
Book Page	11033/31
Instrument	10381

Lender

Name	FIGURE LENDING LCC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 443 Montgomery St was $4,030, up 6.7% from the year before.

Source: Bristol County and Fall River City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Bristol County
Municipality	Fall River City
Unified School District	Fall River School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,030.00 (+6.7%)	$352,000 (+7.09%) Land $109,300 Building $242,700	$415,150 (+0.58%)
2024	$3,777.00 (-1.69%)	$328,700 (+4.98%) Land $105,100 Building $223,600	$412,775
2023	$3,842.00	$313,100 Land $98,600 Building $214,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 443 Montgomery St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1980)
Most Recent Claim	Mar 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 443 Montgomery St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FALL RIVER WATER DEPARTMENT serves 94,000 people · EPA ID MA4095000
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	12 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 654 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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