Bristol County and Fall River City property record for 497 Montgomery St, Fall River, MA 02720
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,781 sqft · built 1927 |
| Lot Size | 0.186 acres (8,111 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $30,000 (Feb 1977) |
| Tax Bill | $4,822 (2025) |
| Deeds & Mortgages | Nov 2021 Refinance Jun 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | FALL M:0U-18 B:0000 L:0016 |
| Primary APN | FALL M:0U-18 B:0000 L:0016 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,781 sqft Living Area |
| Gross Area | 4,190 sqft |
| Basement Area | 840 sqft |
| Unfinished Basement | 672 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1927 |
|---|---|
| Effective Year Built | Effective 1927 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,111 sqft (0.186 acres) |
| Garage Type | Detached |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Street Address | 497 MONTGOMERY ST |
|---|---|
| City | FALL RIVER |
| State | MA |
| Zip | 02720-6517 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | S |
| Legal Lot Number | 16 |
| Jurisdiction | FALL RIVER MA |
| Township / Civil Division | FALL RIVER |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 642300 |
497 Montgomery St is owned and occupied by two individuals who bought it in February 1977.
Source: Bristol County and Fall River City records, as of September 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 497 MONTGOMERY ST, FALL RIVER, MA 02720-6517 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 8, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance ST MICHAELS FALL RVR FED CREDIT UNION |
| Jun 27, 2019 | Deed of Trust, Mortgage · Line of Credit ST MICHAELS CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 1, 1977 · Amount on File |
| Deed Sale | Feb 1, 1977 · Amount on File |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FALL RIVER MA |
| Property Address | 497 MONTGOMERY ST, FALL RIVER, MA 02720-6517 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2021 |
| Name | Verified Name |
|---|
| Document Number | 10802-198 |
|---|---|
| Date | Nov 8, 2021 |
| Book Page | 10802/198 |
| Instrument | 25826 |
| Name | ST MICHAELS FALL RVR FED CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Dec 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FALL RIVER MA |
| Property Address | 497 MONTGOMERY ST, FALL RIVER, MA 02720-6517 |
| Document Number | 9811-26 |
| Instrument Date | Jun 27, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 23, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 497 MONTGOMERY ST FALL RIVER MA 027206517, FALL RIVER, MA 02720-6517 |
| Document Number | 9811-26 |
|---|---|
| Date | Jul 2, 2019 |
| Book Page | 009811/000026 |
| Instrument | 10581 |
| Name | ST MICHAELS CU |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jul 1, 2039 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 497 Montgomery St was $4,822, up 7% from the year before.
Source: Bristol County and Fall River City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Bristol County |
| Municipality | Fall River City |
| Unified School District | Fall River School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,822.00 (+7.01%) | $421,100 (+7.37%) Land $111,700 Building $309,400 | $457,900 (+2.68%) |
| 2024 | $4,506.00 (-2.34%) | $392,200 (+4.31%) Land $107,400 Building $284,800 | $445,930 |
| 2023 | $4,614.00 | $376,000 Land $100,800 Building $275,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 497 Montgomery St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1980) |
| Most Recent Claim | Mar 1980 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 497 Montgomery St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 90% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FALL RIVER WATER DEPARTMENT serves 94,000 people · EPA ID MA4095000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | 12 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
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