Lincoln County property record for 488 Granite Lake Ct, Denver, NC 28037
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,586 sqft · built 2016 |
| Lot Size | 0.143 acres (6,229 sqft) |
| Owner | Trust Name on File |
| Last Sale | $411,500 (Dec 2016) |
| Tax Bill | $3,953 (2026) |
| Deeds & Mortgages | Sep 2022 Transfer Dec 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 3692-62-1814 |
| Primary APN | 3692-62-1814 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,586 sqft Living Area |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Custom Design |
| Lot Area | 6,229 sqft (0.143 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 293060 |
|---|---|
| Street Address | 488 GRANITE LAKE CT |
| City | DENVER |
| State | NC |
| Zip | 28037-6531 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD-R |
| Legal Description | #117 LT CAROLINA RIDGE |
| Legal Subdivision | CAROLINA RDG |
| Legal Lot Number | 117 |
| Jurisdiction | LINCOLN NC |
| Township / Civil Division | CATAWBA SPRINGS |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 71102 |
488 Granite Lake Ct is owner-occupied and held in a trust since December 2016.
Source: Lincoln County records, as of August 27, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 488 GRANITE LAKE CT, DENVER, NC 28037-6531 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 23, 2022 | Intrafamily Transfer, Transfer |
| Dec 29, 2017 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 13, 2016 · Amount on File |
| Deed Sale | Dec 13, 2016 · Amount on File |
| Deed Document Number | 2016556276 |
| Deed Book / Page | 2633 / 981 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Sep 23, 2022 |
| Property Address | 488 GRANITE LAKE CT, DENVER, NC 28037-6531 |
| Document Number | 0003198430 |
| Book / Page | 3198 / 430 |
| Map Reference | MB 16 PG 368 |
| Instrument Date | Sep 20, 2022 |
| Instrument | 658186 |
| Transaction Type | Transfer |
| Record Updated | Oct 6, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 488 GRANITE LAKE CT, 488, DENVER, NC 28037-6531 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 488 GRANITE LAKE CT, DENVER, NC 28037-6531 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 488 GRANITE LAKE CT, DENVER, NC 28037-6531 |
| Document Number | 2721683 |
| Book / Page | 002721 / 000683 |
| Instrument Date | Dec 29, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2018 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 488 GRANITE LAKE CT DENVER NC 280376531, DENVER, NC 28037-6531 |
| Document Number | 2721683 |
|---|---|
| Date | Feb 5, 2018 |
| Book Page | 002721/000683 |
| Instrument | 573782 |
| Name | FIRST CITIZENS BK |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611-6592 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 488 Granite Lake Ct was $3,953.
Source: Lincoln County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Lincoln County |
| Unified School District | Lincoln County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,953.00 | $631,426 Land $75,000 Building $556,426 | $631,426 Land $75,000 Building $556,426 |
| 2023 | $3,917.00 | $631,426 Land $75,000 Building $556,426 | $631,426 Land $75,000 Building $556,426 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 488 Granite Lake Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 488 Granite Lake Ct is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 48% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 373 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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