Lincoln County property record for 479 Granite Lake Ct, Denver, NC 28037
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,677 sqft · built 2016 |
| Lot Size | 0.187 acres (8,146 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $486,500 (Mar 2017) |
| Tax Bill | $4,312 (2026) |
| Deeds & Mortgages | Apr 2020 Mortgage Mar 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3692-52-8991 |
| Primary APN | 3692-52-8991 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,677 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Custom Design |
| Lot Area | 8,146 sqft (0.187 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 262228 |
|---|---|
| Street Address | 479 GRANITE LAKE CT |
| City | DENVER |
| State | NC |
| Zip | 28037-6531 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD-R |
| Legal Description | #131 CAROLINA RIDGE |
| Legal Subdivision | CAROLINA RIDGE PARCEL B C |
| Jurisdiction | LINCOLN NC |
| Township / Civil Division | CATAWBA SPRINGS |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 71102 |
479 Granite Lake Ct is owned and occupied by two individuals who bought it in March 2017.
Source: Lincoln County records, as of August 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 479 GRANITE LAKE CT, DENVER, NC 28037-6531 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Mar 31, 2017 | Deed of Trust, Mortgage SHEA MTG |
| Mar 31, 2017 | Grant Deed, Subdivision Related Transfer · Conventional with PMI SHEA MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 31, 2017 · Amount on File |
| Deed Sale | Mar 31, 2017 · Amount on File |
| Deed Document Number | 2017560820 |
| Deed Book / Page | 2656 / 252 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 479 GRANITE LAKE CT, DENVER, NC 28037-6531 |
| Document Number | 2902772 |
| Instrument Date | Apr 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 7, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 479 GRANITE LAKE CT DENVER NC 280376531, DENVER, NC 28037-6531 |
| Document Number | 2902772 |
|---|---|
| Date | Apr 28, 2020 |
| Book Page | 002902/000772 |
| Instrument | 607901 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Apr 27, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 479 GRANITE LAKE CT, DENVER, NC 28037-6531 |
| Document Number | 2656254 |
| Instrument Date | Mar 31, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 479 GRANITE LAKE CT DENVER NC 280376531, DENVER, NC 28037-6531 |
| Document Number | 2656254 |
|---|---|
| Date | Mar 31, 2017 |
| Book Page | 002656/000254 |
| Instrument | 560821 |
| Name | SHEA MTG |
|---|---|
| Type | Mortgage Company |
| Address | SCOTTSDALE, AZ 85260 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Mar 30, 2047 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Mar 31, 2017 |
| Property Address | 479 GRANITE LAKE CT, DENVER, NC 28037-6531 |
| Document Number | 2656252 |
| Book / Page | 002656 / 000252 |
| Instrument Date | Mar 9, 2017 |
| Instrument | 560820 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 18, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $973.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 479 GRANITE LAKE CT DENVER NC 280376531, DENVER, NC 28037-6531 |
| Document Number | 2656254 |
|---|---|
| Date | Mar 31, 2017 |
| Book Page | 002656/000254 |
| Instrument | 560821 |
| Name | SHEA MTG |
|---|---|
| Type | Mortgage Company |
| Address | SCOTTSDALE, AZ 85260 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 30, 2047 |
The 2026 property tax bill for 479 Granite Lake Ct was $4,312.
Source: Lincoln County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Lincoln County |
| Unified School District | Lincoln County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,312.00 | $690,775 Land $75,000 Building $615,775 | $690,775 Land $75,000 Building $615,775 |
| 2023 | $4,274.00 | $690,775 Land $75,000 Building $615,775 | $690,775 Land $75,000 Building $615,775 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 479 Granite Lake Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 479 Granite Lake Ct is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 48% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 373 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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